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Credit has a love-hate relationship with the general public. On the one hand it allows us to buy goods without paying on the spot, on the other hand it can get out of control, and we end up paying more than we bargained for. The latter isn’t really anyone’s fault except the person responsible for their card – it’s just human nature takes advantage of us, we’re easily tempted to buy stuff that sounds tempting. And credit cards allow us to do that whether we have cash on us or not. No matter what one thinks about credit cards and their advantages or disadvantages, one fact is clear – they are here to stay. ‘Plastic money’ has spread everywhere, people use their cards to pay for everything, and many don’t even carry cash, and who can blame them?
Cash can be stolen, the only risk you have is over-shopping while carrying a card. If a card gets stolen, you deactivate it with just the touch of a button and there’s no harm—even if you do, you’re reimbursed more often. It is highly convenient compared to carrying paper cash, and people love it. Hence every shop or store is equipped with the capability to allow credit payments. Another widely known benefit is that every time you use your card – depending on which card you have – you earn credit card points. These are reward points that accumulate and can be used to buy more stuff – it’s free because you’re using points. Thus shopping with a credit card allows you to shop further. Different reward/loyalty programs exist and the more exclusive ones can offer some good deals on hotels, shops and all kinds of stuff. You get rewarded for spending your money. seem right? This is because – especially if a person uses their credit card wisely.
Credit card points are like frequent flyer miles. In fact technically they are the same thing – the only difference is that one gets you miles, the other gives you points. You can use both for virtually the same things. In fact often when you book tickets with a credit card – depending on the airline you can get a good discount. And you can earn miles from upcoming flights to add to your miles tally. Using them is an art that many have mastered. Another inconspicuous way to take advantage of both miles and points is to sell them online. sell credit card points Or Air Miles on various websites. There are several reasons you might want to do this – you don’t fly often enough to earn those points and instead of wasting them unnecessarily, you might as well earn some cash from them.
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