best U.S. credit cards, discover top rewards and cashback offers, and find expert reviews on APRs, fees, and sign-up bonuses. Get practical guidance on eligibility, credit-building tips, responsible use, and step-by-step application advice to help you pick the right card for travel, cashback, business, or building credit.
The cred.ai Unicorn Card is a fintech-driven credit card designed to offer a modern, user-friendly experience while helping users build credit without the risks of traditional credit cards. Marketed as a “high-tech and premium everyday card spending experience,” it combines a sleek metal Visa card, a mobile app, and an FDIC-insured deposit account to provide … Read more
Personal loans are called unsecured loans as you are not required to provide any collateral or security against the loan. For this reason, lenders approach each individual loan application with great care. If even a single factor does not match their eligibility criteria, then they reject the application. Banks will not want to risk their … Read more
People who are ready to get out of debt or make their budget more manageable have probably considered a loan. It basically takes your current loans and combines them into one more manageable loan. While this won’t necessarily reduce your payment each month, at least your money is going to one place and can have … Read more
Irresponsible use of credit cards results in bigger debts and far more serious debts than financial debts. Do you want to fix your debt situation? It shocks me when I read about the astonishing and astonishing amounts of money being squandered by individuals and families these days. Many years ago at Perth Academy our English … Read more
Capital One Spark Cash Select Review: Simple Cash Back for Businesses (2025 Edition) If you’re a small business owner looking for straightforward rewards without the hassle of tracking categories, the Capital One Spark Cash Select for Business stands out. This no-annual-fee card offers unlimited 1.5% cash back on every purchase, making it a low-maintenance option … Read more
The Federal Trade Commission reports identity fraud occurs once every two seconds. At this point one is losing or compromising one’s identity. Unfortunately many of those victims are located in my hometown, St. Louis, Mo. A good example of this growing problem, St. Louis ranks third among all metro areas nationwide in identity theft. Missouri … Read more
PSA: Activate Your 5% Bonus Categories for Q4 2025 – Don’t Miss Out on Chase Freedom Rewards Chase Freedom Flex and Freedom cardholders, it’s time to act fast: Q4 2025 bonus categories are live, offering 5% cash back on up to $1,500 in spending. Activation is quick and retroactive – get it done today to … Read more
There are tons of credit cards out there for college students, but does that mean they’re a good idea? The whole point of a credit card is to help someone build credit. The problem is that credit cards are also incredibly tempting. How? Credit cards allow you to spend money you don’t have, and at … Read more
For more than fifty years, your credit score has been calculated using Fair Isaac & Company’s system and is therefore commonly described as your FICO score. There is now a new system known as VantageScore. It is over a year old having been launched in March 2006. So why was there a need for a … Read more
Credit card fraud statistics in Australia for 2025, focusing on the most recent data available from sources like the Australian Payments Network (AusPayNet), Australian Bureau of Statistics (ABS), and other relevant reports. Given your interest in credit cards (e.g., Barclays Hawaiian Airlines, David Jones Mastercard) and the Velocity Frequent Flyer Program, this response is tailored … Read more