credit card
Credit cards and merchant accounts have changed the way people shop and companies do business. Some people remember the days without “plastic”. Credit cards were first used in the 1920s. Hotels and oil companies offered cards to their customers, but they were more like today’s “loyalty” cards than credit cards. The first real credit card…
The financial sector provides six major functions that are important at the firm level and at the level of the economy as a whole. 1. Providing payment services. Carrying enough cash with you to pay for purchased goods and services is inconvenient, inefficient and risky. Financial institutions provide an efficient alternative. The most obvious examples…
When was the last time you went shopping with a pre-planned budget? Do you remember the last time you reached into your pocket for some cash to pay for your purchases instead of relying on your plastic money. We have to take initiative to save money for our future and also start budgeting our expenses….
By: Jim Randall (2010) ISBN 978-0-9818935-4-9 Book Price: $14.95 Plain-English, entertaining, explanation of important topics Jim Randall is an attorney and entrepreneur who has spent thirty years studying the topics of financial literacy and personal achievement. After years of studying how people learn, RAND Publishing created The Skinny On series of books to provide plain-English,…
Most bank customers sign up for new checking accounts without fully understanding the many terms and conditions (Ts&Cs) of the account. Overdraft protection is one of the often misunderstood terms and conditions of programs. In general, the function of an overdraft protection program is to allow a bank to cover (pay) an outstanding debit charge,…
Introduction of Mastercard Mastercard is a leading financial services company that operates globally, providing a wide range of payment solutions to individuals, businesses, and governments. With a strong focus on innovation, technology, and security, Mastercard has established itself as a trusted brand in the financial industry. History of Mastercard The roots of Mastercard can be…
Since the beginning of time mankind has invented and developed new ways to trade and do business. Credit cards are not a new concept. The first credit cards were introduced by American Airlines and the Air Transport Association in the mid-1940s to promote air travel. Later banks and financial service providers served their customers. The…
Presently there are a huge number of consumers who crave for a valid credit card debt settlement due to various reasons. However, the main reason for this has been the economic crisis seen in the world recently. Factors like inflation have taken away the consumers from their strong financial base leading to many problems. However,…
There are several legal strategies available to you that can help you clear your credit debts. In a recent survey, it was found that more than 95% of bankruptcies that are filed in the United States are due to credit-card debt. There are methods you can use to wipe out, for example, 60% of your…
If you need to know how to buy rap beats for your recording project, you may be surprised to know that you can do so simply by going online. There is a beat for everything online and you can determine what you need and how much you are willing to pay for it. You want…