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credit repair These days it is a big money making business in the USA. Millions of dollars are spent annually by people who need loan help. There are attorneys who do nothing but do credit repair work. There are many credit repair companies nationwide in all 50 states. getting help fix bad credit Simple enough. There is an enormous amount of advertising devoted to the subject of credit fixing on TV, in newspapers and on the Internet. Let’s take a look at the different ways to deal with credit and raise a credit score for those consumers who aren’t familiar with the steps involved.
The first way is to use an attorney to help you fix your bad credit report. A lot of people are under the impression that a credit repair attorney is the best way to handle their credit problems. For some people, using an attorney is a good way to solve their problem and increase their credit score. However, this is a very costly way of handling the situation. This could cost you $5000.
The second method of credit repair involves using a company that specializes in repairing bad credit. Some companies are operated as non-profit agencies. Others operate as for-profit businesses. There are some excellent places that will help you fix your bad credit. These companies can charge upwards of $1000 for their services. The problem is how do you find a capable person?
The third way is to determine your own creditworthiness. In the US the Federal Trade Commission is the United States government agency that oversees the credit repair industry. There are a lot of complaints about the credit repair industry from consumers. Only 17 states require a license of any kind to perform credit repair. The Federal Trade Commission website states this: “A credit repair clinic can do everything you can legally do for you at little or no cost to you”. The question is how?
Let’s summarize your options for credit repair. You have three options to fix bad credit. The first is to use an expensive attorney. Another is to use a credit repair company which can cost over $1000’s. Third, you can determine your own credit, according to the FTC. You have three options in three different price ranges. choose wisely.
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