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There are many problems plaguing the world today and one of them is identity theft. When you want to protect your identity, you probably use the services of LifeLock – one of the best companies in that area. On the other hand, if you want to repair the damage done to your credit score after identity theft, you will probably use the services of credit repair companies like Lexington Law. In that article I will try to find out whether it is better to protect your identity or use the services of a credit repair company.
• With LifeLock, you can take matters into your own hands and prevent your identity from being stolen. Customers of that company can be sure that they will be informed if their personal information is used to obtain credit or loans, for example. If you tell LifeLock that you are not applying for such credit or loan products, they will inform the authorities as well as take action to prevent criminals from obtaining those products. The best part about LifeLock is that if identity theft damages your credit score, you’ll get $1 million to repair that damage. With LifeLock, you can be sure that your personal information will not be sold on the Internet plus the company will reduce the amount of credit junk mail you receive, which in turn will reduce opportunities for criminals to take advantage . your credit score. Finally, if your wallet is stolen, you can easily cancel and replace whatever was in it. The prices for using LifeLock’s services range between $110 and $165 per year.
• With Lexington Law, you will receive counseling after identity theft has occurred. That company was formed in 1991 and since then they have served over half a million customers. Imagine how many people are victims of identity theft. However, if for some reason you become a victim of such theft, you can contact that company and get some of the best lawyers in America to work for you. The prices for the service plans offered by those companies range between $39.95 and $79.95 per month with an initial fee of $99.95.
When you read that article, you will probably note that it is much better to prevent identity theft from occurring than to use the services of Lexington law to repair your credit score after the damage has been done. Furthermore, the prices charged by Lexington Law are very high, so you will have to shell out a lot of money to repair the financial damage you’ve already done. I think it would be much better to use the cheaper services of LifeLock rather than the services offered by Lexington Law, as you get a guarantee and you don’t have to worry about someone stealing your identity.
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