Lowe’s Advantage Card | U.S. News


The Lowes Benefit Card is a closed-loop, no annual payment bank card that may solely be used to make purchases at Lowes.com and Lowe’s retail shops. You possibly can select between receiving a 5% low cost on purchases or a 6-month, 0% APR on purchases of $299 or extra. Challenge financing is obtainable on purchases of $2,000 or extra. All financing choices are topic to deferred curiosity. After the promotional durations finish, an ordinary APR of 26.99% applies. The cardboard provides a 20% low cost in your first Lowe’s buy, as much as $100 off (provide expires Jan 31, 2021).

Welcome provide: The cardboard provides a 20% low cost in your first Lowe’s buy, as much as $100 off (provide expires Jan 31, 2021).

Card advantages: With the Lowes Benefit Card, buyers can select to both obtain a 5% low cost on purchases or a 6-month, 0% APR on purchases of $299 or extra. After the introductory interval, the cardboard has an ordinary APR of 26.99% variable.

No annual payment: The Lowes Benefit Card expenses no annual payment.

Restricted usability: The Lowes Benefit Card is a closed-loop bank card, which signifies that it may solely be used to make purchases at Lowe’s retail shops and Lowes.com.

No 0% introductory provide on normal purchases: Lowes Benefit Card holders have the choice to obtain a 6-month, 0% APR on purchases of $299 or extra and a diminished undertaking rate of interest for 84 months on purchases of $2,000 or extra. The cardboard doesn’t provide a 0% APR on purchases beneath $299. The usual APR is 26.99%.

Deferred curiosity: When you select to benefit from particular financing provides with the Lowes Benefit Card, you’ll be topic to deferred curiosity. Which means in the event you don’t repay the purchases earlier than the introductory interval ends, you may be charged again curiosity on the entire buy value ranging from the acquisition date.

No rewards program: The Lowes Benefit Card doesn’t provide a rewards program.



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