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Repo Market Strains Return as Bank of Canada Winds Down Quantitative Tightening Ottawa, September 10, 2025 – Canada’s financial markets are facing new challenges. The Bank of Canada (BoC) has ended its quantitative tightening (QT) program. This move has caused funding issues in the repo market. Analysts are worried. They say the central bank may … Read more

Overview of Great Southern Bank’s 40-Year Mortgage Launch On September 9, 2025, Great Southern Bank (GSB), one of Australia’s largest customer-owned banks, announced the introduction of variable-rate home loans with terms of up to 40 years, specifically targeting first home buyers (FHBs). This move aims to address the ongoing housing affordability crisis by reducing monthly … Read more

Overview of the Statement On September 9, 2025, Conservative Leader Pierre Poilievre held a press conference in Brampton, Ontario, where he urged the newly re-elected Liberal minority government under Prime Minister Mark Carney to adopt key Conservative election pledges aimed at addressing Canada’s ongoing housing crisis. Poilievre framed the housing market as entering a “new … Read more

Overview of the Situation On September 9, 2025, the Nova Scotia government announced support for tenants in a downtown Halifax apartment building, The Scotian at 5222 Green Street, who have been without power since August 27, 2025—marking over two weeks of outages as of the announcement. The building, a 50-unit property in Halifax’s south end, … Read more

The Federal Reserve cutting interest rates can indeed be a powerful marketing opportunity for mortgage loan originators (MLOs). Lower rates typically stimulate demand for home purchases and refinancing, as they reduce borrowing costs, making mortgages more affordable. Here’s how MLOs can capitalize on this opportunity, with actionable strategies and insights: Why Rate Cuts Are a … Read more

Carney Says Major Projects Coming to Combat Trade War ‘Crisis’: Canada’s Bold Response to U.S. Tariffs Canadian Prime Minister Mark Carney has outlined a series of ambitious infrastructure initiatives aimed at shielding the economy from the escalating trade war with the United States. In a statement on September 10, 2025, Carney announced the first wave … Read more

Higher Renewal Costs Test Household Budgets in Ontario and B.C., Says Equifax: A Deep Dive into Canada’s Mortgage Crunch As Canadian homeowners face the realities of a post-pandemic economy, a new report from Equifax Canada paints a stark picture: higher mortgage renewal costs are putting immense pressure on household budgets, particularly in Ontario and British … Read more

Mortgage Rates’ Biggest Headwind Is Inflation Again: Why the Economy’s Sticky Prices Are Stalling Rate Cuts As of September 14, 2025, the U.S. housing market is caught in a familiar tug-of-war. Mortgage rates have dipped to their lowest levels in nearly a year, sparking a surge in homebuyer demand and refinance applications. But just as … Read more

CommBank Offers 300,000 Qantas Points with Lowest-Rate Digital Mortgage: A Game-Changer for Borrowers In the competitive world of Australian home loans, Commonwealth Bank (CommBank) has just upped the ante with an irresistible offer. As of September 11, 2025, CommBank announced that new customers can earn up to 300,000 Qantas Points when taking out its Digi … Read more

Household Debt-to-Income Ratio Ticked Higher in Q2: Statistics Canada Canadian households are feeling the squeeze as debt levels outpace income growth. Statistics Canada reported on September 11, 2025, that the household debt-to-income ratio rose to 174.9% in the second quarter of 2025. This marks a 1.1% increase from the previous quarter. For every dollar of … Read more