Coral Gables, Florida-based M&M Sisters LLC sued Scottsdale in U.S. District Court docket in Miami, charging breach of contract for its refusal to indemnify the corporate beneath its industrial normal legal responsibility coverage for a “sudden, unintended and/or in any other case coated loss,” in line with the ruling by the eleventh U.S. Circuit Court docket of Appeals in Atlanta in M&M Sisters LLC v. Scottsdale Insurance coverage Co.
Scottsdale contended the loss was excluded from protection primarily based on its structural engineer’s report that the injury was attributable to put on and tear to the roof and home windows and to defective building, repairs, upkeep and supplies on the roof and within the roof’s drainage system.
The district court docket dominated within the insurer’s favor and was affirmed by a unanimous three-judge appeals court docket panel.
“M&M alleged no information from which the district court docket may plausibly infer that Scottsdale breached its contract by denying M&M’s declare,” the ruling stated.
Attorneys within the case didn’t reply to requests for remark.