So, you’ve decided to take the step into home ownership. Now is the time to delve into the world of home loans to find the right mortgage. You may qualify for a VA home loan if you are a veteran or active duty service member of the US military. VA loans are available exclusively to … Read more
So, you’ve decided to take the step into home ownership. Now is the time to delve into the world of home loans to find the right mortgage. You may qualify for a VA home loan if you are a veteran or active duty service member of the US military. VA loans are available exclusively to … Read more
Bad credit means bad credit rating in any type of loan facility. When it comes to the part of conservative lenders like banks, bad credit history can deprive the borrower of loan facility at any point of time. But nowadays bad credit is not creating any huge trouble for the people to borrow money as … Read more
Buying a property or a self-owned residence is one of the top priorities for most people. It not only serves as insurance for their old age but also doubles up as a sound investment. Although a lot of money is needed to buy a property, most people usually have to take a loan or mortgage … Read more
Peer to peer (P2P) lending functions as an online virtual marketplace that connects lenders (people with savings) to borrowers who need money (in the form of personal loans). This fintech innovation is changing the way the credit marketplace works. By bypassing the bank completely, it enables faster lending and borrowing. Investors get better risk-adjusted returns … Read more
People often think that just because they have bad credit, they will not be able to get a new car loan. So, instead of trying to get a new car, they drive around their rusty old ’82 Chevette and hope it doesn’t fall apart in the process of getting them to work. The thing is, … Read more
While the rise of online lending in itself makes it more convenient for people to apply for finance, is this development a good thing for those who are already struggling? There are companies that charge expensive annual percentage rates (APRs), leaving many people in more trouble than when they first started. But it shouldn’t be … Read more
If you have bad credit, why are you looking for another loan? Bad credit consolidation loans are not the answer. In the current economy, people with high credit scores are having a tough time getting loans. Any loan that you will manage to get with bad credit will most likely have an interest rate that … Read more
Bad credit loans are a good option for those who may find it difficult to get finance because they are past due payments, or have CCJ or defaulted. There are many bad debt lenders who now offer this type of finance but you may be confused by the financial jargon that is used to refer … Read more
P2P lending matches individual or institutional investors with borrowers (businesses or salaried individuals) through an online platform. By facilitating viable alternative financing options, P2P continues to shape the consumer lending landscape. As a result, P2P lending marketplaces are flourishing around the world. It operates as a peer-to-peer network, where one investor can finance multiple loans, … Read more