[ad_1] Even if your credit score is not up to par, you may still qualify for a guaranteed auto loan for bad credit. The recession, which is not far off now, has resulted in massive loss of employment and personal savings. This means that more people than usual were put in the bad credit category. … Read more
[ad_1] The best commercial truck financing means lower interest rates and lower monthly payments. Businesses that don’t make sure they get the best deal on their loans may have difficulty turning a profit if most of their revenue has to be spent on loan repayments. The way to avoid this scenario is to have a … Read more
[ad_1] Bankruptcy can provide a new lease on life by discharging unsecured debts and making monthly living expenses more affordable. But filing bankruptcy is nothing to enter into lightly or choose without first considering the long-term consequences. For many people, a low credit score is a small price to pay to become debt-free, especially when … Read more
[ad_1] When it comes to fixing your credit report, you have two options: the DIY approach and enlisting the help of professionals who will do the service for you and take care of all the hard work. However, since there are clearly scams out there, you should be really careful who you choose. You don’t … Read more
[ad_1] Your phone rings. Someone on the other end is claiming to work for some sort of collection agency. He tells you that the purpose of this call is to collect the debt. A debt you either don’t remember or is so old you thought it was gone. How do you make sure it’s legitimately … Read more
[ad_1] There are a lot of bad and illegitimate credit repair agencies out there, but as long as you familiarize yourself with the Credit Repair Organizations Act (CROA) and know your rights, you should be able to choose a legitimate one. While none of these services can work miracles, the best credit clean up companies … Read more
[ad_1] Anyone who has bad credit should really work hard to remove those negative items and get that score back. Since this can be a difficult process, it may be to your advantage to work with one of the best credit repair companies and let them do all the hard work. The DIY approach isn’t … Read more
[ad_1] If you’re tired of being turned down for credit cards and/or loans, maybe it’s time to repair your credit report. And many of you turn to professional services because reviewing reports, removing negative items, and making repairs can be a difficult process. However, not all of these services are worth the time and investment. … Read more
[ad_1] Here’s what consumer advocate Clark Howard says: “Credit freezes are the most effective tool against economic ID theft available to consumers.” So I wonder, why aren’t more people doing it? My husband Mark and I recently had to remove the security freeze from our credit reports to allow a ‘third party’, a potential landlord … Read more
[ad_1] Did you know that even after the loan is repaid, banks and other creditors may continue to list the loan on your credit report? When your credit report shows a loan that hasn’t been paid, your credit rating can take a huge hit. In some cases, that bad credit rating may also mean that … Read more