When it comes to identity theft, thieves have many ways to get at your information. If you’ve shopped at TJ Max or Marshals recently, you may have a problem. TJ Maxx and Marshalls are two popular retail stores that can be found in practically every major city across the country. Owned by TJCos, the companies … Read more
Closed border states are great for people who have money to live in because a lot of collection agencies may never call you or contact you in any way. The exceptions to this are commercial accounts and if the collection agency that is trying to collect the debt from you is licensed in the same … Read more
Your phone rings. Someone on the other end is claiming to work for some sort of collection agency. He tells you that the purpose of this call is to collect the debt. A debt you either don’t remember or is so old you thought it was gone. How do you make sure it’s legitimately collectible? … Read more
When it comes to fixing your credit report, you have two options: the DIY approach and enlisting the help of professionals who will do the service for you and take care of all the hard work. However, since there are clearly scams out there, you should be really careful who you choose. You don’t need … Read more
Credit problems can affect anyone at any time. Whether a bad credit score stems from a layoff, wrongful termination, new or old medical conditions that cause large bills to pile up, divorce, improper money management, or other reasons that raise credit scores even for the most dedicated individuals. Can be a difficult task. Credit problems … Read more
Anyone who has bad credit should really work hard to remove those negative items and get that score back. Since this can be a difficult process, it may be to your advantage to work with one of the best credit repair companies and let them do all the hard work. The DIY approach isn’t for … Read more
With your credit in tatters, you will have to be patient for a while before you can achieve the things that you have been wanting for so long. You made the right move when you hired Chapter 7 attorneys to take control of your finances. Unfortunately, after bankruptcy you will have to wait on some … Read more
A short sale occurs when the mortgage lender agrees to a settlement with a discounted payment that is less than the amount owed on the loan in order to complete the sale of the property and prevent foreclosure. Taking this opportunity, will help the lender get a higher loan balance and less hefty fees as … Read more
There are a lot of bad and illegitimate credit repair agencies out there, but as long as you familiarize yourself with the Credit Repair Organizations Act (CROA) and know your rights, you should be able to choose a legitimate one. While none of these services can work miracles, the best credit clean up companies will … Read more
A home loan is a security for the repayment of a loan, such as that spent on the purchase of a home, whereas a mortgage refers to a loan secured by real property. In other words it is a loan on a property which has been taken by the lender as security against the loan. … Read more