When you apply for a home or personal loan, the first thing your bank will do is check your credit score. Credit score or credit history is basically the result obtained from the analysis of credit files of an individual. Besides banks, insurance companies, phone companies and government institutions also use credit scoring to evaluate … Read more
If you have high credit card balances in 2018, you need to pay them off at the earliest and make it a priority to do so. This is because credit card debt has now become more expensive than ever before, and if that is not reason enough, here are some more statistics to fuel your … Read more
Personal loan is basically the money given on credit by the moneylender institution to any customer. Now the repayment terms are decided by the lender after the best personal loan is approved for the customer. Personal loans have various factors that affect approval such as current bills, credit score, income, unsecured loans and the purpose … Read more
Assuming that you already have a copy of your annual credit report, you may already have found some errors that should be ironed out. Errors should always be a major concern as they can affect your credit score and possibly also referred to as FICO. You can repair your credit with a little help. This … Read more