Typically, when someone approaches the register at a department or retail store, they will be given the opportunity to apply for a store-issued credit card right away. The pitch is that upon approval, customers will receive 10% off on their current purchases using their new card. Everyone enjoys the savings, so many people snap up…
There are many benefits to joining a credit repair program, as long as you stick with legitimate programs. Keeping your credit report clean and maintaining a high score will allow you to keep more money in your pocket because your interest rates will be lower and you won’t have to worry about getting sued. You’ll…
Seems we can’t even open a newspaper these days without reading a new horror story about our nation’s mounting economic troubles. With the stock market in free fall and our real estate markets in disarray, the monumental financial troubles seem unlikely to end any time soon, and, as you would expect, the ordinary citizens shall…
Do you know Fair Isaac? The Fair Isaac Company is the creator of the FICO score: that little three-digit number that governs your ability to get a good rate on your credit card, mortgage loan, or car loan. It affects your car insurance, home insurance and even your ability to get a job. how can…
Many mobile business owners and professionals struggle with payment options. While on the road, moving from job site (or client) to job site, it can be difficult to keep things organized. Most small business owners have the luxury of a storefront, cash register and credit card processing terminal. For them, there’s no guesswork or potential…
0% APR Credit Card We all know that credit cards are expensive, especially if you are in debt with them. So how are some companies able to offer interest free credit cards? The answer is simple, they are offering free credit as a loss leader, that is to say they get customers who will reimburse…
Credit cards have become the most convenient and common means through which you can make all your payments. These cards top the list of modern short-term credit facilities and have proved to be the cheapest form of credit and are easily available at any POS point. Considering all the benefits provided by the card, a…
Soon you will not have to carry your plastic money for your payment purposes as your mobile number will act as a credit card number. Recently, the Reserve Bank of India (RBI) informed in its annual policy statement that it was in the process of formulating guidelines for payment systems using mobile phones. RBI is…
Your credit report is full of personal information about you, which is why it is vital that you fix your credit report and keep it in good shape. Its impact on your life is immense. All sorts of little details like where you live, where you work, whether you pay your bills or not are…
Cashback rewards are incentive programs to encourage the use of credit cards issued by companies to users. The programs have a percentage of the money paid back to card holders; Rewards can be in points, miles or monetary amount. The monetary amount benefit is what is known as cash back reward. Different credit cards offer…