Debit and credit cards may look similar, but work in very different ways. For credit cards, you have a credit balance that you eat into every time you make a transaction. Every month your lender will write you a letter telling you your new balance and asking you to make a payment, which is somewhere…
Did you know that over 85% of purchases made online are paid for by credit cards? Or can sales increase up to four times when credit cards are accepted? If your business is still insisting on old fashioned checks, or worse, cash, you can put it up as a museum exhibit! Getting a credit card…
There is a common belief that it becomes impossible for those of us with really terrible credit scores to secure loans. But in fact, with the increase in options available from specialist lenders online, it is possible to get some small personal loans without a credit check. It can be a big risk for lenders…
Are you struggling with high interest rates on your credit card debt? If so, you’re not alone. Many people find themselves in this situation and it can be difficult to get out of it. Fortunately, there are ways to negotiate lower interest rates on your credit card debt. Here are some tips to help you…
Credit card debt is a serious issue that can have long-term consequences if it is not addressed. Ignoring credit card debt can lead to a variety of problems, including financial hardship, damaged credit, and even legal action. It is important to understand the dangers of ignoring credit card debt and take steps to address it….
When a business wants to start accepting plastics through an e-commerce website there are a few items needed. Customers today prefer credit card option over any other type of transaction option. These payments take less time, paperwork and can be processed at a faster rate. Online transaction integration can seem a bit overwhelming for a…
Are you new to the business world? Are you aware of how your business credit affects your business? This article will discuss the most common myths about it and the truth behind them. Let that be your guide in determining what really matters and what doesn’t about your business credit. Myth #1: Small business entrepreneurs…
Credit card debt can be a major burden for many people. Consolidating credit card debt can be a great way to reduce the amount of debt you owe and make it easier to manage. Here are some of the benefits of consolidating credit card debt. 1. Lower Interest Rates: Consolidating credit card debt can help…
Credit card debt can be a major burden for many people, and it can be difficult to get out of once it has been accumulated. Fortunately, there are steps that can be taken to avoid accumulating credit card debt in the first place. Here are some tips on how to avoid accumulating credit card debt:…
Credit cards can be a great tool for managing debt, but they can also be a source of financial trouble if used incorrectly. It’s important to understand the pros and cons of using credit cards to pay off debt before making any decisions. The Pros of Using Credit Cards to Pay Off Debt One of…