Do you remember the excitement around your first credit card? You probably applied for a credit card when you went to college, or maybe your parents gave you some advice. Either way, you’ve had that card since your teens or early 20s and it probably isn’t the biggest card in your wallet. It may have … Read more
In previous articles, I’ve discussed travel, cashback, interest-savings, and merchant rewards programs. These rewards cards are tailored for specific people based on the type of rewards they want to earn. For those who are indecisive or have different rewards interests at different times of the year, they should be interested in the Chase ChooseMyRewards program. … Read more
The news this week is that many banks in the United States and the United Kingdom have banned the use of credit cards to buy cryptocurrencies (CC). The stated reasons are impossible to believe – such as money laundering, gambling, and trying to protect the retail investor from excessive risk. Interestingly, banks will allow debit … Read more
Interesting question, isn’t it? Who has our credit file… The problem with answering that question is that there is no simple answer that we want to hear, because the truth is a tough pill to swallow. To do this, I would like us to look at our recent history, so that we can follow the … Read more
When a business wants to start accepting plastics through an e-commerce website there are a few items needed. Customers today prefer credit card option over any other type of transaction option. These payments take less time, paperwork and can be processed at a faster rate. Online transaction integration can seem a bit overwhelming for a … Read more
Credit card debt is a serious issue that can have long-term consequences if it is not addressed. Ignoring credit card debt can lead to a variety of problems, including financial hardship, damaged credit, and even legal action. It is important to understand the dangers of ignoring credit card debt and take steps to address it. … Read more
Correcting misinformation is a task that is frustrating, costly and can last a lifetime, especially if identity theft occurs. It’s now easier than ever to hone your knowledge with Experion! if you have current EXPERIENCE REPORTS Simply log in to your Member Center, view your current reports, and click the “Dispute Information?” Click on Get … Read more
There are many credit repair kits, manuals, guides, bibles and sometimes plain old books that claim to give you everything you need to repair your credit. While analyzing one of these “credit repair kits” on the shelves at an office supply store, I decided to indulge myself and spend the $10 to see how useful … Read more
If you owe more than $10,000, there is no legal right to debt reduction or debt settlement. Any advertisement promoting loan and credit card deduction is misleading. I hear them all the time on TV and radio. I get spam ads on the Internet. You’ve heard the commercials: Do you know if you qualify for … Read more
Our eldest daughter recently graduated from college (1 down – 3 to go). She moved west to take up an internship that would help her get some of the certifications she needs. During her college years our mailbox was filled with student loan companies to make sure she knew they were there for her – … Read more