credit score. This could be one of those touchy subjects, depending on how you look at it. It can take years to build your score and only months to destroy it. We are all victims of credit crashes; From missing a payment to using up your entire credit. Sometimes, a bad score can be the … Read more
As of September 2008, the Social Security Administration has issued Direct Express prepaid credit cards to 3.9 million people on Social Security and disability nationwide. The purpose of this card is to enable recipients who do not have a bank account or those who may not prefer to receive checks in the mail, to now … Read more
Many people are beginning to emerge from the economic devastation of the past few years and are looking for ways to re-establish their credit. There are many ways to reduce debt, credit card consolidation being one of them. When a person wants to consolidate debts, there are certain steps that make the process easier and … Read more
Anyone can be a victim of identity theft. Unfortunately, because young people are less likely to monitor their credit and may make themselves especially vulnerable to identity thieves, students at all levels are a common victim of identity theft. Do you think your child is too young to be a victim of identity theft? think … Read more
The inevitable trap of credit cards and banks preying on their victims can drive many into bankruptcy. There is no easy way out of financial situations when income does not match expenses. We all want the latest and best things in the market and many people get them through loans on those pieces of plastic. … Read more
When it comes to personal loans, you must first learn to use it responsibly. Because if you miss the repayment, your credit score will be adversely affected. And remember, a credit score is an indicator of how well you manage your personal finances. Also, it plays a decisive role when you apply for any type … Read more
Money has existed in one form or the other for thousands of years. In ancient cultures, each piece of money was made by hand, usually from stone, gold, copper, wood, or porcelain. Because of this, each piece looked slightly different from the other. One of the biggest innovations in the field of money was to … Read more
Recently, before my granddaughter heads off to university, we had a conversation about credit cards: use, abuse, mixed messages, and the choices she’s been exercising since pre-adolescence. Prior to our discussions, I reflected on current economic challenges and the credit card hoax: Society tells students they need a credit card (“the Card”) to build a … Read more
Many times plans change during the course of travel and you end up losing your hotel booking. When things don’t go according to plan, it is important that you contact the hotel you planned to stay in to avoid being charged hotel fees without using their services. Hotels are becoming stricter in their cancellation policies, … Read more
When you buy a new or used car, people usually go straight to the local dealership. While dealerships make their own financing programs especially attractive, it’s always to your advantage to shop around for the best auto loan rates, starting with local credit unions. Here are some reasons why you’ll find better auto loan rates … Read more