One industry that is really notorious for scams to this day is the “credit fixing” industry. However that doesn’t mean that there aren’t some legitimate services that can really help you out. You just need to know how to spot the genuine credit fixing service from the scams. A big red flag that a service … Read more
Whenever we think of meeting the personal demand in a cash crunch situation, the first thought that comes to our mind is to take the help of a loan. The loan scheme gives an opportunity to fulfill the materialistic desires that you have been yearning for. One such loan scheme is the online personal loan. … Read more
Most of us Pinoys from the middle or working class already have a credit card or have personal loans. But have you ever wondered what categories credit card companies and lending agencies go through whenever they are approving or rejecting a loan or credit card application of an individual? The Credit Management Association of the … Read more
Today, cash no longer rules the economy. Instead, people use credit cards to make and receive payments. Nowadays, people use their credit cards to pay for a cup of coffee at a restaurant or coffee shop. Therefore, if you are still only receiving payments in cash, you may lose a lot of customers. In this … Read more
Today’s 550 credit score could be tomorrow’s 780 credit report. When I look at a credit report, I wonder if I am struggling to qualify borrowers who were once very credit score, Most once had six figure incomes with credit reports above 700. These factors put these borrowers in the A paper categories. Take Robert, … Read more
According to the New York Times (2018), “…more people are checking their credit and are more knowledgeable about how scores work. In a survey about credit scores published this week, 57 percent of adults said they had “attained or attained” their scores in the past year, up from about four years ago. The eighth annual … Read more
A wise friend once told me that *extraordinary people* are just *ordinary people* who do extraordinary things. It is the same with loans. People who get loans after being turned down are not extraordinary people, they are ordinary people who do extraordinary things to get their loans. Here’s an example of what these extraordinary things … Read more
Most of your lenders and banks want to keep you in the shadows. Why? Possibly in light of the fact that the world’s deepest cash premiums require buyers to immediately bond with the oft-told legends that maintain their organizations. However, not knowing the facts, can cost a shopper tens or even larger numbers of dollars … Read more
People love their credit cards, and living without them can seem daunting. Society prepares itself towards people using credit cards to survive. However, it doesn’t have to be this way. To learn more, keep reading to find out how to make it in this world without a credit card. Many people are put through the … Read more
Banks and their affiliates are now competing with each other to provide a quick and easy credit card application process. There are two common options for bank credit card application – online format and paper copy format. The disclosure statements of the banks provide all the information regarding the costs and terms of repayment. By … Read more