Read your merchant statement and find out the rates and fees you’re being charged “Where’s Waldo?” It can be like playing. One reason is that there are almost as many different statement formats as there are companies doing merchant acquisitions. Also, due to how competitive the industry has become, many monthly statements do not fully … Read more
There are many benefits to joining a credit repair program, as long as you stick with legitimate programs. Keeping your credit report clean and maintaining a high score will allow you to keep more money in your pocket because your interest rates will be lower and you won’t have to worry about getting sued. You’ll … Read more
Prepaid debit cards are the wave of the future. get used to. They make sense in this tough economic climate and they will make sense when the economy improves. More and more people are finding that spending money you have is a better way to spend money you don’t have (credit) and prepaid debit cards … Read more
Step 1: Pay Your Bills on Time Your payment history accounts for about 35% of your credit score more than any other factor. If you have a history of paying bills late, you need to start paying them on time. If you’ve missed a payment, get current and stay current. Each on-time payment updates the … Read more
For most university students, taking care of credit cards isn’t high on their priority list — after all, students with debt can pay for things with direct debits from their bank accounts, as can their financial aid. Its being done. Guardian. The simple truth of the matter is that most students don’t think about credit … Read more
One of the most accessible features of banks in the modern era of customer services is the credit card offering. There are Platinum, Gold and Silver categories of credit cards available apart from many other credit cards. A sales executive will successfully convince you even if you do not believe in credit facilities and card … Read more
Do you know Fair Isaac? The Fair Isaac Company is the creator of the FICO score: that little three-digit number that governs your ability to get a good rate on your credit card, mortgage loan, or car loan. It affects your car insurance, home insurance and even your ability to get a job. how can … Read more
The debate over credit card processing fees intensifies every day. Newcomers are looking for information about which is the “best” processor, when what they really mean is “cheapest”. The person who has something to sell always responds with “check my page” or “DM me and I’ll help”. Then my favorite answer always appears: “Charge them … Read more
According to the New York Times (2018), “…more people are checking their credit and are more knowledgeable about how scores work. In a survey about credit scores published this week, 57 percent of adults said they had “attained or attained” their scores in the past year, up from about four years ago. The eighth annual … Read more
Seems we can’t even open a newspaper these days without reading a new horror story about our nation’s mounting economic troubles. With the stock market in free fall and our real estate markets in disarray, the monumental financial troubles seem unlikely to end any time soon, and, as you would expect, the ordinary citizens shall … Read more