Typically, when someone approaches the register at a department or retail store, they will be given the opportunity to apply for a store-issued credit card right away. The pitch is that upon approval, customers will receive 10% off on their current purchases using their new card. Everyone enjoys the savings, so many people snap up … Read more
Are you deep with student loan debt, credit cards, car loans, or any other type of debt? Are you finding it difficult to maintain even the minimum monthly payments? Then you are probably a candidate for the best credit card debt relief programs. You have a variety of options including debt settlement, management, negotiation, consolidation … Read more
There are several legal strategies available to you that can help you clear your credit debts. In a recent survey, it was found that more than 95% of bankruptcies that are filed in the United States are due to credit-card debt. There are methods you can use to wipe out, for example, 60% of your … Read more
Every bank is people friendly, and they have different types of credit cards to help people in emergencies or adverse situations. You can choose any card that best suits your lifestyle and their customer-friendly executives are always on hand to assist you. All cards have cash back schemes, reward points and offers at any time … Read more
Today’s 550 credit score could be tomorrow’s 780 credit report. When I look at a credit report, I wonder if I am struggling to qualify borrowers who were once very credit score, Most once had six figure incomes with credit reports above 700. These factors put these borrowers in the A paper categories. Take Robert, … Read more
This is probably the biggest money cow the banks have ever seen. Credit cards are a trap to entice people to spend what they do not have. It becomes a loan that many people are unable to repay on time. The interest charged in that case is exorbitant and is much more than the cost … Read more
An NSF fee is simply a fee you pay to your bank every time you overdraw from your account with a debit card, credit card or check. NSF fees are $30 to $35 per instance at major banks these days. And, because of the way most overdraft protection programs are set up, you could be … Read more
If you’re short on cash and need to find some financing for your company, here are three ways you may have been overlooked. 1. Vendor Financing The stretching of trade payables from 30 days to 60 days is a very common way for companies to improve their cash flow. Sellers are usually none too pleased … Read more
At present, the demand for bad credit personal loans is increasing. This can be attributed to the fact that the economy has not been doing very well. This coupled with the fact that commodity prices are on the rise has resulted in a poor credit history for most people, effectively preventing them from availing loans. … Read more
If you are stuck in huge credit card debt and finding it difficult to get out of them. You are harassed by collection agents and then you can wait for various card debt relief programs. There are many settlement companies that have proven strategies for eliminating card debt. The recession put almost everyone in dire … Read more