In discussing family accounts as a way to build credit, it was mentioned that people starting out will usually have student loans as their first credit account, unless they have a family member with a credit history. Do not obtain car loans or credit cards linked to Student loan installments are a tricky area of … Read more
The number of loan products have increased over the past 20 years as economic necessity and a demanding public in need of specialization to solve financial circumstances. From personal loans, educational loans, business loans and even municipal loans. The entities that took part in the creation of the various financial products are actuaries, risk management … Read more
Renters with poor credit scores need not panic when looking for Albuquerque apartments. Small apartments usually don’t ask for a credit report. Even with other apartments, by proving your ability to pay the rent on time, you can find a good apartment for rent in Albuquerque. Albuquerque is the largest city in New Mexico, the … Read more
Nigeria, once a country that was unable to make internet purchases or sell products online due to the paucity of credit processing companies, now has a booming internet sales business. PayGate has helped pave the way for online credit card processing not only in Nigeria, but also in other regions of Africa. PayGate started more … Read more
When you apply for a home or personal loan, the first thing your bank will do is check your credit score. Credit score or credit history is basically the result obtained from the analysis of credit files of an individual. Besides banks, insurance companies, phone companies and government institutions also use credit scoring to evaluate … Read more
What is Business Credit? Business credit is established in the name of the business and is based solely on the credibility of the company. But do you know what are the things needed to get started? Do you know the building blocks to get started? Most of the companies are clueless about what I am … Read more
Payday loans are loans that are given for a very short period of time with the guarantee that they will be repaid as soon as the next salary or income from their earning source arrives. These types of loans have very high interest rates and are called by different names such as payday advance, payroll … Read more
The main credit score used in the business world is known as the Paydex score provided by Dun and Bradstreet. This number measures the credit risk of a business in the same way that a consumer credit score reflects a consumer’s personal credit risk. Paydex is essentially the business equivalent of your personal credit score. … Read more
Do you know what is credit rating? Furthermore, do you know what your own personal credit score is? Most people don’t think they need to worry about it. they do. Even if you never borrow money you still need to be concerned. Let’s say you need to buy a new car, and like most of … Read more
There are many prepaid credit card offers introduced by banks across the world. It is very easy for a person with bad credit to apply for a prepaid credit card. To get a prepaid credit card, the individual needs to deposit some amount in the credit card account, only then the card will be issued. … Read more