I am happy to say that I am a credit card deadbeat! In fact, some of you may already be credit card deadbeats, if so, I commend you on your excellent work! Now, for those of you who don’t know what a credit card deadbeat is, before you start thinking that I have a screw … Read more
A number of factors determine your credit value, including your credit score, past credit history, debt-to-income ratio and credit appetite; While credit score is considered a major factor for loan approval. With a low score, your chances of loan approval are also low. Often times we come to know about the low credit score only … Read more
Most credit cards designed for students were made for college students – but can a high school student get a credit card? The short answer is yes. Long answer would involve a lot of discussion! As teenagers, many move out and get their first jobs, or are otherwise earning income from alimony or babysitting. This … Read more
0% APR Credit Card We all know that credit cards are expensive, especially if you are in debt with them. So how are some companies able to offer interest free credit cards? The answer is simple, they are offering free credit as a loss leader, that is to say they get customers who will reimburse … Read more
Most of the people are looking for private lenders who offer lowest possible annual percentage rate (APR) bad unsecured personal loans as well as affordable monthly repayments when they do not put up collateral for their loan application. As you know that getting such loans is risky as you have to face the consequences when … Read more
Credit problems can affect anyone at any time. Whether a bad credit score stems from a layoff, wrongful termination, new or old medical conditions that cause large bills to pile up, divorce, improper money management, or other reasons that raise credit scores even for the most dedicated individuals. Can be a difficult task. Credit problems … Read more
Since the beginning of time mankind has invented and developed new ways to trade and do business. Credit cards are not a new concept. The first credit cards were introduced by American Airlines and the Air Transport Association in the mid-1940s to promote air travel. Later banks and financial service providers served their customers. The … Read more
Personal Loans With Bad Credit – Lenders will testify to the fact that they gamble every time they make a loan. The challenge for them is to assess how likely an individual is to default on the loan. This makes life difficult for those of us with bad credit history, but when applying for unsecured … Read more
It is extremely important that you take the time to review your credit report each year. Once you get the reports from the relevant websites, you must review everything carefully to make sure that it is 100% accurate. If you see any errors or suspicious items, you need to remove them. It helps to consult … Read more
Debt Credit Card Settlement can be done by anyone who is willing to work. There are a few things in this do-it-yourself method that need clarifying. For example, you will need to do some preparation before negotiating with the lender. To do debt credit card settlement, prepare everything you need. Have ready the communication received … Read more