Most people have experienced the dread and drudgery of getting an IRS audit letter. The tremor usually stops within a day or a week. Although very unlikely, there is a fear that the IRS is waiting around the block waiting to put you in jail. Funny to say, but a real feeling for many. For … Read more
An NSF fee is simply a fee you pay to your bank every time you overdraw from your account with a debit card, credit card or check. NSF fees are $30 to $35 per instance at major banks these days. And, because of the way most overdraft protection programs are set up, you could be … Read more
A good mortgage sales letter that generates leads from a cold list or new business from your old customer list is worth 1000 times its weight in gold. Let’s say you have a list of 50 clients and 50 leads that you haven’t converted. If you send a letter it only costs .42, plus $100 … Read more