[ad_1] It is nearly impossible to discharge student loans in bankruptcy. The legal standard for discharge is “undue hardship,” but the legal code does not define what exactly constitutes undue hardship. So the judges in each district rule on it. They look at the “totality of the circumstances,” which is legal jargon for considering a … Read more
[ad_1] Everything you need to know before applying for a home loan: Taking a home loan is a big step that brings you closer to your dream home. Deciding to avail a loan can be complicated at times for which you need to prepare yourself well in advance and be well aware of the terms … Read more
[ad_1] Many young people could not afford their first car if used car financing was not available. They don’t have the money to buy a car outright. Fortunately, it is not difficult to obtain such financing at very reasonable interest rates. All you need to do is do your research and follow these simple steps. … Read more
[ad_1] During negotiation, two or more parties discuss some mutually satisfactory terms to resolve a certain issue. Students can also negotiate with their lenders about loans they have difficulty repaying. Loan negotiation may not result in complete elimination of the loan, but the student may get a reduction in the interest rate or a longer … Read more
[ad_1] When you are looking to buy a car, it is not just the car itself, you need to consider the auto loan as well. Taking an auto loan is the first step towards buying a new car. But, if you go for the traditional way of buying, you can get a higher interest rate … Read more
[ad_1] Your life may run smoothly, but that doesn’t mean you won’t have problems. You can face emergency any time. So for this you need to be very careful. A loan can be a savior for you at this time. It can help you deal with financial crisis. Through a loan, you are going to … Read more
[ad_1] When a person has served in the military and wants to buy a home, the first thing they should look at is a VA home loan. This loan gives a buyer an opportunity to buy a home without any down money. It is possible that they may not need to pay mortgage insurance every … Read more
[ad_1] Down payment is an essential element of your auto loan that determines the loan terms and interest rates. You might have come across dealership advertisements suggesting that you can avail auto loans with little or no down payment. However, is it possible to get an auto loan with a minimum down payment of $500? … Read more
[ad_1] Student loan consolidation is a way for graduates to combine all of their student loans into one loan. This debt is handled by a creditor. The creditor pays off multiple loans in full, leaving the student to pay for a new loan. Students no longer need to pay off multiple student loans with different … Read more
[ad_1] The Texas Mae Community Mortgage Program was introduced by Fannie Mae in 2000. This program is designed to make buying a home easier than ever! In many cases these loans go for low or no down payment. (Up to 100% LTV loans) Credit history terms are less restrictive than most lenders require, and finance … Read more