understanding what a mortgage is

You are driving your car one day along a subdivision where you used to dream of living. You slowly lean over a curb and notice a very surprising sign on one of the houses put up there. It says, for sale. Finally you tell yourself, your dreams can come true. You have been waiting for … Read more

Top 5 Benefits of Hard Money Loans

Hard money loan refers to financing provided by non-institutional lenders. There are many moneylenders who offer fast funding at attractive interest rates. As the borrower, you will need to do a thorough check on the reputation and business of the lender, but as you do your research, you may find that hard money lenders can … Read more

Paying Down Debt

The School of Hard Knocks has probably taught you one of four decision-making methods to use to pay down or pay off debt. Armed with this knowledge, you are financially prepared to lead your family or your company down a path that will be the wrong one about 75% of the time. Debt can be … Read more

Mortgage Planner Vs Loan Officer

If you are in the market for a new home, chances are you are in the market for a mortgage as well. This means you’ll need someone to help you set one up and then apply for the right mortgage. There are many different options when you apply for your mortgage, from interest-only mortgages to … Read more

GMAC (Ditech) Mortgage Refinance & Modification…

Homeowners with mortgages with Ditech (GMAC) must use President Obama’s stimulus plan to obtain a refinance or home loan modification. Obama’s “Making Homes Affordable” plan would give homeowners a chance to get a lower 4.5% fixed rate through refinancing or mortgage modification. Homeowners everywhere are now eligible to access the scheme even if they were … Read more

Checklist For Buying Pre-Owned Cars

Potential buyers have the option of buying a pre-owned car or buying a brand new car. The choice of a potential buyer depends on his budget, finance options and personal preferences. Buying a pre-owned car is a bit different from walking into a showroom and buying a new automobile. While buying a pre-owned car, some … Read more