Not each of us has the expertise or time to build and manage an investment portfolio. There is an excellent option available – Mutual Funds. Mutual Fund is an investment vehicle through which people can pool their money and invest it according to a predetermined objective. Each investor in a mutual fund gets a share … Read more
Mutual funds are a great way to start investing and should be a part of your portfolio if they are not already. Diversification is extremely important in today’s economy and mutual funds are an excellent way to do so. Depending on the fund you choose, your investment entitles you to a share of the earnings. … Read more
We favor investments that are low cost, tax efficient, diversified, liquid and simple. Many investors often run into trouble while investing in things that do not have these five characteristics. Investments with these five characteristics have been profitable over time, but usually aren’t very exciting. There usually isn’t a “hot story” you need to act … Read more
Jack Dreyfuss was born on August 28, 1913, in Montgomery, Alabama. Dreyfus was an American financial wizard, and founder of the highly successful Dreyfus Fund. Dreyfus was one of the most successful investors in the 1950s and 1960s. He is credited with introducing a large number of Americans to the stock market by creating the … Read more
We often see mutual funds as the all-inclusive solution to our investment plan. Many times, we either ask our friends, colleagues, neighbors, or even our brokers to give us some ideas. Or, we pick the best performing mutual fund over the past 3 years, and then hope to earn the returns we want. Whichever method … Read more
A 529 plan is a way to save money for college that can net you some tax breaks. Many people are worried about investing because of the recent volatility in the market. If you already have a 529 plan, you may be concerned about your balance falling with the market. You may take this time … Read more
There is no dearth of financial calculators on the internet and sometimes novice investors get baffled by the number of calculator links that come up for a simple search query like ‘goal sip calculator’ or ‘goal calculator’. How then can one choose a calculator that will accurately provide answers to what the investor was looking … Read more
Investors typically use performance benchmarks such as the Sharpe ratio or Sortino ratio to rank mutual funds, ETFs and index trackers. However, these general performance benchmarks have many drawbacks and can often be very misleading. The Omega Ratio overcomes these shortcomings and provides a more sophisticated method of ranking investments. The Sharpe ratio originated in … Read more
Information on anything and everything is available at our fingertips. In this era of information technology, we investors are privileged to access and gain knowledge about various mutual fund schemes, their returns etc. And all this information can be obtained for free. It is no different for those providing financial services. There will be lots … Read more
Mutual funds are subject to market risk- The fund advertising amendments, as well as the proposed fund of funds rules and amendments, are expected to be available on the Commission’s Web site within the next few days. The Commission is soliciting comment on the fund of funds proposals until December 3, 2003 Advertisements for Mutual Funds (MFs) claim – “Mutual Funds … Read more