We often see mutual funds as the all-inclusive solution to our investment plan. Many times, we either ask our friends, colleagues, neighbors, or even our brokers to give us some ideas. Or, we pick the best performing mutual fund over the past 3 years, and then hope to earn the returns we want. Whichever method … Read more
The most difficult and important part of mutual fund investment is the selection of funds. The investment process is also important. If you have started investing, you would have a clear idea about the process. So to start investing you need to know both the process and the selection. Tips for both selection and procedure … Read more
The benefits of investing in mutual funds include diversification, high liquidity, high returns and professional asset management services to reduce the risk of loss. As a result these are good return or income generating investment options with low risk, especially for those looking to save for their retirement years. Now, there are different types of … Read more
When it comes to differentiating between the two, it is quite difficult to do so as both help in making investment decisions. This also includes choosing MF schemes. Both are enrolled entities and managed by different regulatory bodies. As the Mutual Fund Distributor is owned and regulated by AMFI (The Association of Mutual Funds in … Read more
Have you ever been “fielded” to death? This is probably happening to you right now by the mutual fund industry, and you don’t even know it. Worst part: The charges are deceptive, and you probably wouldn’t pay them if you knew the truth. The fee game involves the “feed” being whipped to death by the … Read more
If an investor invests in a mutual fund scheme through a broker in India, he is generally charged an entry charge of 2.25%. Depending on the performance of the distributor the broker gets a commission from the asset management company normally @ 2% to 2.25% or even more. Since the entry load is deducted, the … Read more
July finally turned out to be a good month for mutual funds in India, mirroring the trend in the broader markets. The Sensex rose from 12,961 to 14,355 during July after a very poor June. When you compare mutual fund categories, equity mutual funds have performed well, especially banking-oriented funds on the back of the … Read more
Many people in the United States either invest directly in the equity markets or invest money in mutual funds. They receive guidance from professional market analysts whose daily job is to analyze financial markets and equity markets. Based on their analysis, they recommend the best funds to the investors to get maximum returns. The financial … Read more
There is no dearth of financial calculators on the internet and sometimes novice investors get baffled by the number of calculator links that come up for a simple search query like ‘goal sip calculator’ or ‘goal calculator’. How then can one choose a calculator that will accurately provide answers to what the investor was looking … Read more
Mutual funds are a great way to start investing and should be a part of your portfolio if they are not already. Diversification is extremely important in today’s economy and mutual funds are an excellent way to do so. Depending on the fund you choose, your investment entitles you to a share of the earnings. … Read more