[ad_1] Definition of Transfer-of-Title Nonrecourse Securities Loans. A nonrecourse, transfer-of-title securities-based loan (ToT) means exactly what it says: You, the title holder (owner) of your stocks or other securities are required to transfer complete ownership of your securities to a third party before you receive your loan proceeds. The loan is “nonrecourse” so that you … Read more
[ad_1] Unconventional debt is defined as debt that is not obtained through normal lenders or normal channels. This could be a situation where your income is variable, your purpose for the loan is not conventional, you are a business owner or the loan is for investment purposes. Since the usual proof of income, tax returns, … Read more
[ad_1] Most entrepreneurs face the dilemma of securing funding when starting a business. Almost every entrepreneur knows about Angel Investors and Venture Capital. However, this solution is not a one-size-fits-all solution and is usually only available until you have a proven track record or have built up critical mass with your target customers. So how … Read more
[ad_1] Business loan refers to the transfer of funds from a lender, usually a financial institution, to a borrower. In this case, the borrowers are the businesses and the financial institutions are the banks. The interest to be paid and the repayment schedule are decided by the bankers and the borrower agrees to those terms. … Read more
[ad_1] There are many funding options for new businesses, although they are usually not easy to obtain. Since your startup business is not the same as any other business, the best new business loan for them may not be the best option for you. Take your time and research your options. Determine the pros and … Read more
[ad_1] Every American dreams of owning their own business and while most of us will never become a large corporate, many of us can easily achieve the goal of starting our own small business. This will certainly mean a dedication of energy and a commitment over a long period of time to make this dream … Read more
[ad_1] Too often I see small business owners making a splash in their marketing. Of course, this is easier said than done when you are an expert in a specific industry sector and you spend your time bogged down in industry jargon. However, it’s best to put yourself in your potential customer’s shoes and consider … Read more
[ad_1] Finance is the blood of a business. Any business requires adequate amount of finance to survive, run and grow. Business loans provide financial assistance to organizations to grow and expand by financing the purchase of gear, working capital needs or hardware to support the business. different types: 1. Overdraft As the name suggests, overdraft … Read more
[ad_1] Small businesses often find themselves in a cash crunch. There are very few options in such cases. One may try to borrow money from friends or relatives but there is always a question mark. There are loan sharks but it is risky. There are other options for instant supply of cash without any collateral. … Read more
[ad_1] As we continue to dutifully sift through the more than 1,000 pages of the stimulus bill (the American Recovery and Reinvestment Act of 2009), there’s one provision that isn’t getting much attention, but could be very helpful to small businesses. It is possible If you’re a small business and you’ve gotten an SBA loan … Read more