When it comes to personal loans, you must first learn to use it responsibly. Because if you miss the repayment, your credit score will be adversely affected. And remember, a credit score is an indicator of how well you manage your personal finances. Also, it plays a decisive role when you apply for any type…
Personal finance is the application of financial principles to financial decisions made by a family unit or an individual. It addresses many aspects of financial issues such as budgeting, how to save, financial risk and how to spend available monetary resources over time. In the world we live in today, personal finance and planning is…
An Equifax credit report may be one of the most important statements in your possession. Employers, landlords, and someone borrowing money rely on background credit as the primary, and sometimes only, source of information that determines their ability to borrow money and own a home. While everyone is entitled to a free annual credit report…
what to do when the unexpected happens A slip and fall in the grocery store, a car accident, a motorcycle or bike breakdown, or even a wrongful death claim can happen when we least expect it. After an accident, how do you know when it is appropriate to seek a personal injury attorney? Making an…
Lenders will generally know your eligibility through a credit check. You may need to be in full-time employment or have regular money coming in above the prescribed limit. The amount you will be able to borrow will depend on your credit rating, your monthly income and the amount you can repay. But gone are the…
A sound financial budget is the most important factor in a financially secure and prosperous future. Having a proper financial budget is the first step to financial planning. Let’s see how a personal finance budget can help you. They will help you in the following ways: 1. Personal Finance Budget will help you understand your…
Personal Loans With Bad Credit – Lenders will testify to the fact that they gamble every time they make a loan. The challenge for them is to assess how likely an individual is to default on the loan. This makes life difficult for those of us with bad credit history, but when applying for unsecured…
Benefits of personal loan – A personal loan is usually not secured. This means that collateral is not required to be provided by you when you borrow. The loan is offered to you by the lender based on your credit and eligibility. If you have good credit, you can easily get loan approval. You may…
Improve your personal life -Here are a few things you can do to improve your personal life. One of the best things you can do for yourself is to practice self-care. 1. Know your current financial situation. Before you make any plan to save for any activity, be it for your children’s education, retirement or buying…
Preparing for a financial emergency is often difficult. Many people simply don’t even think about what could happen because they are living day to day just trying to make it. However, having an emergency plan will help prevent trouble should something happen. Emergencies can lead to major trouble when you do not have the finances…