Are you recently divorced or have been divorced for some time? Rebuilding or continuing to maintain your credit after divorce may not seem like a priority right now, especially if you are still healing from the end of your marriage. If you want to finally get a credit card in your name, finance a vehicle … Read more
One of the best ways to improve your credit score is to request a balance transfer and/or a credit limit increase. Most experts agree that the total balance on revolving accounts should not be maintained more than 30% of the total limit. The balance on any one account should not exceed 50% of the limit … Read more
Since mortgage lenders are businesses, first and foremost, they need to determine ahead of time whether you are creditworthy before approving a home loan. To do this, they need to check your past credit history and look at your current financial situation to reduce your risk on what is typically the most expensive purchase a … Read more
If you want your credit report for free and are looking for places/sites to get one! You have come to the right center for information. Getting an actual credit report for free sounds too good to be true, but there are legitimate companies that offer them at no cost. These companies do not require your … Read more
The answer to that question may depend on the specifics of your situation, but we can look at it broadly. To begin with, we need to understand that credit scores are calculated based on a scale of 350 to 850, and higher numbers are always better. The score is formally known as the FICO score. … Read more
Getting the right credit score has been quite a challenge for many people. However, such a score will guarantee you many things. This means that if your credit score has gone down then you need to go out of your way and work on increasing your credit score. Fortunately, there are ways to get there … Read more
In the last, half century, or so, the numbers and numbers of people using personal loans of some sort have grown and grown considerably! Although the credit reporting agencies, independently publish, how one’s score is calculated, many people appear to be confused about what is required and what is necessary to protect and improve yours! … Read more
Staples Business Credit Card – “Are you a small business owner looking for ways to streamline your office expenses? Look no further than Staples Business Credit Card. But before you apply, it’s important to know what credit score is required. Don’t worry – we’ve got you covered! In this post, we’ll break down everything you … Read more
Getting a business line of credit – Are you a small business owner looking for financial support to expand your operations or deal with unexpected expenses? A business line of credit can be a reliable solution, allowing you to access funds whenever you need them without having to apply for multiple loans. However, before applying … Read more
Step 1: Pay Your Bills on Time Your payment history accounts for about 35% of your credit score more than any other factor. If you have a history of paying bills late, you need to start paying them on time. If you’ve missed a payment, get current and stay current. Each on-time payment updates the … Read more