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on campus living
The college experience varies from university to university. However, most students I know really enjoy living on campus (for various reasons their parents may not like to hear). Unfortunately, living on campus is expensive! Dormitories (or residence halls), can be quite expensive and in most cases cost as much, if not more, than university tuition. Not only this, but many universities also have meal plans that students must pay for in order to eat. Add in the cost of other essentials (such as toiletries) and living on campus can put a serious dent in one’s wallet. For many, the experience of living on campus is invaluable, and the friendships formed during a year on campus are long lasting. There’s also a certain stability available with on-campus living (no angry landlords to deal with). Although the cost may be a bit high, the convenience and experience may be enough to motivate people to stay in hostels.
Make sure you or your children take the time to analyze housing options. Many campuses have different costs for different types of dorms. While it’s great to have air conditioning and lots of space, don’t be afraid to save money and go with more affordable housing that lacks air conditioning and has students packed into rooms like prisoners. Consider where most students’ classes will be held. If you or your child is at a very large university, entire departments may be on different parts of the campus. If one is studying engineering, it would not make sense to stay close to humanities buildings. Also, consider the learning environment. Many colleges have specific residence halls designated for specific types of majors, freshmen, sophomores, etc. Being with people who share similar interests, backgrounds, or work ethics can be very beneficial.
off campus living
The campus is great, but many times, come junior and senior year, students are tired of keeping up with the freshman and dealing with their RAs. They may also be tired of paying the expensive accommodation fees offered by many universities. Living off-campus is a viable option for this type of person. The truth is that living off campus can save you or your child a lot of money. It has to be done properly, but it can be done.
Again, research is paramount when considering campus options. Consider proximity to campus. How do you get to class every day? Can you walk or bike? can you take the bus Will you need a car or parking pass? How much will the gas cost? Everyone should think about these types of questions. Next, consider roommates. The fact is, while everyone has a hellish roommate story, having one can cost a lot. If the rent is $500 per month for one person, it’s only $250 per month for two. Using my college math skills, I determined that $250 is less than $500, so I’ll definitely be prepared to save thousands of dollars with some dirty socks on the floor or some roommate with a troublesome girlfriend. Keep in mind that bills will be different if you live off campus. Be sure to ask the tough questions related to utilities. Take the time to understand the terms of the lease. Think about food. Many people are surprised by how much food can actually cost. Living on campus is safe with all dining halls, and meal plans purchased at the beginning of each semester or quarter. However, off campus, things really have to be cooked up and those costs have to be considered.
I’ve talked to people who choose to live off campus. They wouldn’t change it for the world. It is also a big step towards true freedom. It’s a great experience while living on campus, yet it has a safety net. Off campus living, you can be kicked out if you miss paying the rent. Students can learn how to manage their monthly bills in a way that was impossible before.
Lifestyle changes can also happen. When one could earlier fall out of bed and reach class in 5 minutes, that person must now consider the time taken to reach class from an off-campus location. If you depend on the bus, being late is no longer an option. Now no RA will be knocking on your door to calm you down, you just might have to deal with the police. In the same vein, now an RA won’t be able to bother your neighbors about their music, so if it’s blaring at 2AM on a Tuesday and you have a 9AM exam, you’ll have to deal with it yourself.
The last off-campus option is always to stay at home. Yes, I know being locked up at home with your parents is every college student’s nightmare. Depending on the families, this can be a great option. Financially, it is the best of everything, as you are avoiding the cost of housing altogether. Of course, this isn’t an option if you go to school far away, but if you live in the same city, it should be considered. No matter what you decide, be sure to make the college experience your own and enjoy it. Parents, make sure you let your kids experience college too. Consider the finances, weigh the options, and I’m sure your decision will work out (and if it doesn’t, there’s always next year!).
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