5 personal finance apps for your smartphone

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Remember that foggy zone you used to be in when you wanted to have complete control over your finances? When have you wanted to be more responsible in saving and spending to plan for the present and future? Those hazy days are over and the day has come for finance apps on your smartphone that bring greater clarity with ease of use. We are discussing top 5 finance apps which will prove to be of your use.

  1. Mint.com Personal Finance

This application is one of the best personal finance apps. It syncs with your bank transactions and automatically categorizes them. It creates customized budget based on your past spending. It tracks your spending and keeps reminding you about your budget. You can create separate mini budgets for entertainment, gas, eating out etc. The app sends you reminders, alerts, and color codes categories so you know when you’re in a danger zone. It also gives tips on stocks and investments.

Platform: iOS, Android

Price: Free

2. Moneywise

Using this app is very easy. It is a budgeting and expense tracking app. MoneyWise enables you to set your financial goals. It monitors cash flow, categorizes your expenses and shows you the status of expense categories with the help of colorful charts and graphs. You can export data from this app as HTML or CSV files.

Platform: Android

Price: Free

3. Spending Tracker

As the name suggests, this app tracks your expenses. This will help you unlock the mystery of where your money goes every month. You will be able to organize your expenses on a daily, weekly or monthly basis. It can be customized to suit your needs. Easy to read fonts and charts make this a fun little tracker.

Platform: iOS

Price: Free

4. Expense Manager

This app enables you to track your expenses across categories on a weekly, monthly or yearly basis. You can search for individual transactions, set up payment alerts, import and export data from your phone to your desktop, and take pictures of receipts while they’re stored. It has currency calculator, tax calculator etc. This is a small useful app.

Platform: Android

Price: Free

5. You Need a Budget (YNAB)

This app is one for the whole family. It syncs with YNAB Desktop software (required). It can budget, analyze and show the transactions of the whole family in multiple accounts at once. A free version is also available.

Platform: iOS, Android

Price: $4.99

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