Best Credit Card Signup Bonus Offers in Aug 2025

Best credit card sign-up bonus offers available in August 2025, based on the latest information from trusted sources like CNBC, The Points Guy, and AwardWallet. These offers are tailored to various money styles (e.g., Travel Enthusiast, Rewards Maximizer, Budget-Conscious Spender, Premium Perks Seeker, Credit Builder) and compared to the cards you’ve previously inquired about (Capital One VentureOne, BoA Alaska Atmos Business/Summit, cred.ai Unicorn, Barclays Hawaiian Airlines, David Jones Premiere/Prestige). Each card is evaluated for its bonus value, spending requirements, annual fees, and fit with your potential preferences, with an emphasis on maximizing rewards while aligning with your expressed interest in travel rewards, premium perks, and credit-building options.

Top Credit Card Sign-Up Bonus Offers for August 2025

1. Chase Sapphire Reserve for Business℠

  • Welcome Bonus: Earn 200,000 bonus points after spending $30,000 on purchases in the first 6 months from account opening.
  • Estimated Value: ~$4,100 (based on The Points Guy’s 2.05 cents per point valuation for Chase Ultimate Rewards, August 2025).
  • Annual Fee: $795
  • Spending Requirement: High ($30,000), best for high-spending business owners.
  • Key Benefits:
  • 8X points on Chase Travel℠ purchases, 4X on flights/hotels booked directly, 3X on social media/search engine ads.
  • $300 annual travel credit, $300 dining credit, lounge access, and best-in-class travel protections.
  • Transfer points to 14 airline/hotel partners (e.g., United, Hyatt) at 1:1.
  • Money Style Fit: Rewards Maximizer, Premium Perks Seeker, Travel Enthusiast (business owners).
  • Comparison to Your Interests: Outshines the BoA Alaska Atmos Summit ($395 fee, 100,000 points) in bonus value and flexibility but requires a higher spend and fee than the BoA Atmos Business ($95, 80,000–85,000 points). Less suitable if you prefer no-fee options like Capital One VentureOne or cred.ai.
  • Why It’s Great: The highest-value bonus available, ideal for business owners who can meet the spending requirement and leverage travel/dining credits to offset the fee.

2. The Platinum Card® from American Express

  • Welcome Bonus: Earn up to 175,000 Membership Rewards® points after spending $8,000 on eligible purchases in the first 6 months. (Offer varies; requires application to confirm eligibility.)
  • Estimated Value: ~$3,500 (1.8–2.0 cents per point, per The Points Guy, August 2025).
  • Annual Fee: $695
  • Spending Requirement: Moderate ($8,000), achievable for frequent travelers or high spenders.
  • Key Benefits:
  • 5X points on flights (up to $500,000/year) and prepaid hotels via Amex Travel.
  • Access to Amex Centurion Lounges, Delta Sky Clubs, and Priority Pass (enrollment required).
  • Up to $200 airline fee credit, $200 Uber credit, $100 Saks credit, and Global Entry/TSA PreCheck credit.
  • Money Style Fit: Premium Perks Seeker, Travel Enthusiast, Rewards Maximizer.
  • Comparison to Your Interests: Similar to the BoA Alaska Atmos Summit ($395, 100,000 points + 25,000 Companion Award) but offers broader lounge access and more flexible redemptions. Higher fee and less airline-specific than Atmos cards, but far superior to cred.ai (no rewards) or David Jones cards (no bonus).
  • Why It’s Great: Exceptional for luxury travelers with extensive lounge access and credits that offset the fee, though the high spend and fee may deter Budget-Conscious Spenders.

3. The Business Platinum Card® from American Express

  • Welcome Bonus: Earn 150,000 Membership Rewards® points after spending $20,000 on eligible purchases in the first 3 months.
  • Estimated Value: ~$3,000 (1.8–2.0 cents per point).
  • Annual Fee: $695
  • Spending Requirement: High ($20,000), suited for business owners with significant expenses.
  • Key Benefits:
  • 5X points on flights/prepaid hotels via Amex Travel, 1.5X on purchases of $5,000+ or in select business categories (up to $2M/year).
  • Same lounge access and credits as the personal Platinum Card.
  • Automatic Hilton Honors and Marriott Bonvoy Gold status (enrollment required).
  • Money Style Fit: Rewards Maximizer, Premium Perks Seeker, Travel Enthusiast (business owners).
  • Comparison to Your Interests: Comparable to the BoA Alaska Atmos Business ($95, 80,000–85,000 points) but with a higher bonus and broader perks. Less accessible than Capital One VentureOne or cred.ai due to the fee and spend requirement.
  • Why It’s Great: High bonus value and premium perks for business owners, though the spending threshold is steep.

4. Capital One Venture X Business

  • Welcome Bonus: Earn 150,000 miles after spending $30,000 in the first 3 months.
  • Estimated Value: ~$2,775 (1.85 cents per mile, per The Points Guy).
  • Annual Fee: $395
  • Spending Requirement: High ($30,000), best for businesses with large expenses.
  • Key Benefits:
  • 10X miles on hotels/rental cars, 5X on flights/vacation rentals via Capital One Travel, 2X on other purchases.
  • $300 annual travel credit, 10,000-mile anniversary bonus, unlimited lounge access (Capital One, Priority Pass).
  • Global Entry/TSA PreCheck credit (up to $120).
  • Money Style Fit: Rewards Maximizer, Premium Perks Seeker, Travel Enthusiast.
  • Comparison to Your Interests: Matches the BoA Alaska Atmos Summit ($395, 100,000 points) in fee and premium perks but offers more flexible miles and unlimited lounge access. Outperforms Capital One VentureOne (lower rewards) and cred.ai (no travel benefits).
  • Why It’s Great: Strong bonus and ongoing perks for high spenders, with a lower fee than Chase Sapphire Reserve for Business.

5. Chase Sapphire Reserve®

  • Welcome Bonus: Earn 125,000 bonus points after spending $6,000 on purchases in the first 3 months.
  • Estimated Value: ~$2,563 (2.05 cents per point).
  • Annual Fee: $550
  • Spending Requirement: Moderate ($6,000), suitable for regular spenders.
  • Key Benefits:
  • 8X points on Chase Travel, 4X on flights/hotels booked directly, 3X on dining.
  • $300 annual travel credit, $300 dining credit, Priority Pass lounge access.
  • Transfer points to 14 airline/hotel partners.
  • Money Style Fit: Travel Enthusiast, Premium Perks Seeker, Rewards Maximizer.
  • Comparison to Your Interests: Similar spending requirement to BoA Alaska Atmos Summit ($6,000) but offers broader rewards flexibility and lounge access compared to the airline-specific Atmos cards. More rewarding than Capital One VentureOne or David Jones cards.
  • Why It’s Great: Balances a high bonus with achievable spending and versatile perks, ideal for frequent travelers.

6. BoA Alaska Atmos Summit Credit Card

  • Welcome Bonus: Earn 100,000 Atmos Rewards points + 25,000-point Global Companion Award (or 105,000 points with waitlist offer) after spending $6,000 in the first 90 days.
  • Estimated Value: ~$1,813–$2,000 (1.45–1.6 cents per point).
  • Annual Fee: $395
  • Spending Requirement: Moderate ($6,000).
  • Key Benefits:
  • 3X points on Alaska/Hawaiian, dining, foreign purchases; 10% rewards bonus with BoA account.
  • 8 Alaska Lounge passes, 8 Wi-Fi passes, free checked bags for 7, $120 Global Entry/TSA PreCheck credit.
  • Annual 25,000-point Companion Award; 100,000-point award after $60,000 spend.
  • Money Style Fit: Travel Enthusiast, Premium Perks Seeker, Rewards Maximizer.
  • Comparison to Your Interests: Directly aligns with your inquiry, offering a strong bonus for Alaska/Hawaiian loyalists. Less flexible than Capital One VentureOne or Chase Sapphire Reserve but outperforms David Jones (no bonus) and cred.ai (no rewards).
  • Why It’s Great: High-value bonus and airline-specific perks for frequent Alaska/Hawaiian flyers, though niche compared to broader travel cards.

7. Barclays Hawaiian Airlines® World Elite Mastercard®

  • Welcome Bonus: Earn 80,000 Atmos Rewards points + 50% off companion discount (Hawaii to North America) after spending $2,500 in the first 90 days. (Targeted 85,000-point offer possible.)
  • Estimated Value: ~$960–$1,280 (1.2–1.6 cents per point) + ~$100–$200 for companion discount.
  • Annual Fee: $99
  • Spending Requirement: Low ($2,500), accessible for most.
  • Key Benefits:
  • 3X points on Hawaiian/Alaska purchases, 2X on gas/dining/groceries.
  • Free first checked bag, annual $100 companion discount, no foreign transaction fees.
  • 0% intro APR for 15 months on balance transfers.
  • Money Style Fit: Travel Enthusiast, Rewards Maximizer, Budget-Conscious Spender.
  • Comparison to Your Interests: Matches your inquiry, with a low spending requirement similar to Capital One VentureOne ($500) but better airline-specific perks than VentureOne or David Jones. Less premium than Atmos Summit.
  • Why It’s Great: Low spend requirement and strong bonus for Hawaii travelers, with a reasonable fee.

8. Capital One Venture Rewards Credit Card

  • Welcome Bonus: Earn 75,000 miles after spending $4,000 in the first 3 months.
  • Estimated Value: ~$1,388 (1.85 cents per mile).
  • Annual Fee: $95
  • Spending Requirement: Moderate ($4,000).
  • Key Benefits:
  • 5X miles on hotels/rental cars via Capital One Travel, 2X on all purchases.
  • Global Entry/TSA PreCheck credit (up to $120), no foreign transaction fees.
  • Transfer to 15+ travel partners.
  • Money Style Fit: Travel Enthusiast, Rewards Maximizer, Budget-Conscious Spender.
  • Comparison to Your Interests: Similar to Capital One VentureOne (20,000 miles, $0 fee) but with a higher bonus and fee. More flexible than BoA Atmos or Barclays Hawaiian for non-airline-specific travel.
  • Why It’s Great: Versatile rewards and moderate fee make it a strong alternative to airline-specific cards.

9. Wells Fargo Active Cash® Card

  • Welcome Bonus: Earn $200 cash rewards bonus after spending $500 in the first 3 months.
  • Estimated Value: $200 (cash is 1:1).
  • Annual Fee: $0
  • Spending Requirement: Low ($500), ideal for minimal spenders.
  • Key Benefits:
  • 2% cash back on all purchases.
  • 0% intro APR for 15 months on purchases/balance transfers.
  • No foreign transaction fees.
  • Money Style Fit: Budget-Conscious Spender, Credit Builder.
  • Comparison to Your Interests: Aligns with your interest in no-fee cards like cred.ai and Capital One VentureOne. Less travel-focused but simpler than David Jones or Atmos cards.
  • Why It’s Great: Easiest bonus to earn with no fee, perfect for those avoiding complexity.

Recommendations Based on Your Money Style

Your inquiries suggest a blend of Travel Enthusiast, Rewards Maximizer, Budget-Conscious Spender, and possibly Premium Perks Seeker or Credit Builder. Here’s how these bonuses align:

  • If You’re a Travel Enthusiast:
  • Top Pick: Chase Sapphire Reserve for Business ($4,100 value) or Chase Sapphire Reserve ($2,563) for flexible travel rewards and premium perks. The BoA Alaska Atmos Summit ($1,813–$2,000) or Barclays Hawaiian Airlines ($960–$1,280) are great if you fly Alaska/Hawaiian often.
  • Why: Outperform Capital One VentureOne and David Jones for travel value, especially with Oneworld redemptions.
  • If You’re a Rewards Maximizer:
  • Top Pick: The Platinum Card® from Amex ($3,500) or The Business Platinum Card ($3,000) for high-value bonuses and transfer partners. Capital One Venture X Business ($2,775) is also strong.
  • Why: Higher returns than BoA Atmos Business or Barclays Hawaiian, with broader redemption options.
  • If You’re a Budget-Conscious Spender:
  • Top Pick: Wells Fargo Active Cash ($200, no fee) or Capital One Venture Rewards ($1,388, $95 fee).
  • Why: Aligns with your interest in Capital One VentureOne and cred.ai, offering low or no fees with decent bonuses.
  • If You’re a Premium Perks Seeker:
  • Top Pick: The Platinum Card® from Amex or Chase Sapphire Reserve. The BoA Alaska Atmos Summit is a close contender if you’re Alaska/Hawaiian-focused.
  • Why: More lounge access and credits than David Jones Prestige or BoA Atmos Summit.
  • If You’re a Credit Builder:
  • Top Pick: Wells Fargo Active Cash or stick with cred.ai Unicorn (no bonus but no fees/interest).
  • Why: Low spending requirement and no fee, unlike David Jones cards or travel-heavy options.

Why These Stand Out

  • High-Value Bonuses: The Chase Sapphire Reserve for Business (200,000 points) and Amex Platinum (175,000 points) offer the highest value ($3,500–$4,100), ideal for high spenders.
  • Low Spending Requirements: Wells Fargo Active Cash ($500) and Barclays Hawaiian ($2,500) are accessible for moderate spenders.
  • Travel Focus: BoA Alaska Atmos Summit and Barclays Hawaiian cater to your interest in Alaska/Hawaiian cards, while Chase Sapphire and Capital One Venture X offer broader travel flexibility.
  • No-Fee Options: Wells Fargo Active Cash aligns with your interest in no-fee cards like cred.ai and VentureOne.

Considerations

  • Spending Ability: Ensure you can meet spending requirements without overspending. For example, $30,000 for Chase Sapphire Reserve for Business is steep compared to $500 for Wells Fargo Active Cash.
  • Airline Loyalty: BoA Atmos and Barclays Hawaiian are best for Alaska/Hawaiian flyers; otherwise, choose flexible cards like Chase Sapphire or Capital One Venture.
  • Location: David Jones cards are Australia-centric, less relevant unless you’re based there or shop frequently at David Jones.
  • Credit Requirements: Most cards require good-to-excellent credit (FICO 670+), except cred.ai, which suits credit builders.

Next Steps

To refine the best pick, please share:

  • Your monthly/annual spending (e.g., travel, dining, retail).
  • Preferred rewards (travel, cash back, store-specific).
  • Airline loyalty (e.g., Alaska/Hawaiian or others).
  • Fee tolerance (no-fee vs. premium cards).
  • Location (e.g., Australia for David Jones relevance).

Note: Verify terms on issuer websites (e.g., Chase, American Express, Capital One, Bank of America, Barclays) as offers may change. For application issues, contact reconsideration lines (e.g., Chase: 888-270-2127, Amex: 800-567-1083, BoA: 800-732-9194, Barclays: 866-408-4064).

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