Small Business Capital Loans Overview: Which Financing…

About 2/3 of small businesses have some type of debt. If you are struggling to finance everything you need to run your business, you may be interested in small business capital loans. Companies with cyclical or seasonal revenues often require more funding to remain positive during off-season periods. There are some businesses that require loans … Read more

7 Steps to Retirement Planning to a Safe and Secure Future

Retirement is a difficult thing, one day you feel good about it because you will be relaxing, and another day you feel worried about your finances. But those who plan their retirement well in advance may have little or nothing to worry about. Retirement planning is an ongoing process, and you have to try to … Read more

Causes and Effects of Deficit Financing

As we know, the major sources of public revenue are taxes, fees, prices, special assessments, rates, gifts etc. If during a given period, government expenditure exceeds government revenue and the deficit is met by borrowing, it is called deficit financing or income generation finance. Therefore, to have a significant expansionary effect, a program of public … Read more

5 reasons to show the importance of personal finance…

A sound financial budget is the most important factor in a financially secure and prosperous future. Having a proper financial budget is the first step to financial planning. Let’s see how a personal finance budget can help you. They will help you in the following ways: 1. Personal Finance Budget will help you understand your … Read more

Modern Financial Management Theories & Small…

The following are some examples of modern financial management theories formulated on principles considered as ‘a set of fundamental tenets that form the basis for financial theory and decision-making in finance’ (Emery et al.1991). An attempt would be made to relate the principles behind these concepts to small businesses’ financial management. Agency Theory Agency theory … Read more