Private Placement Loans – Alternative Mortgage Financing for Buying and Refinancing Properties

With current interest rates reaching historic lows, one might assume that it should be easier than ever to obtain a mortgage loan, especially since lower interest rates make mortgage payments more affordable. However, today almost 100% of the loan products offered by institutional lenders are strictly “prime” loans and are available only to the best … Read more

Adjustable Mortgage Rate – Check the Lender’s Margin

Owning a home is the dream of every American, but due to skyrocketing property prices, this dream remains unfulfilled for many. Don’t let this happen to you. Find the best mortgage rate and become a home owner. If you have a good credit history, even better! You will be offered a lower rate that will … Read more

Designing A Carwash Building For Southern China

When it comes to functional designs in business it takes a lot more than a college design student or a superstar design architect – it takes that too, but mostly you need someone with lots of industry experience who can flow. Understands the business model, the difficulties, and how to achieve process efficiency. It does … Read more

Penalties for Operating, or Selling, a Residential, Unlicensed HMO Property

In 2004, following widespread public outrage, at the manner in which many unscrupulous landlords were treating their tenants, who were all living in shared accommodation properties, the 2004 Housing Act was introduced. The objective of that Act was to introduce mandatory HMO (House of Multiple Occupancy) Certification, for all residential properties, with more than 4 … Read more

Pro Se Primer 101 – 3 – Constitutional Irreducible…

STANDING AS DEFINED BY THE UNITED STATES SUPREME COURT “Why put all of the blame on the attorneys? Hell, most of them don’t know the law.” If you were to walk into a 2nd grade elementary school class room and see that all of the boys are standing on their desks shaking their butts, laughing … Read more