If you’re an Air Canada loyalist chasing free flights and lounge access without a premium price tag, the Chase Aeroplan® Credit Card might be your ticket to the skies. With Chase Aeroplan card review 2025, Aeroplan welcome bonus, Chase Aeroplan elite status, Air Canada rewards card, and Chase travel credit card trending, this mid-tier airline co-branded card delivers solid value for travelers who prioritize Star Alliance redemptions and baggage perks.
Card Overview: A Co-Branded Gem for Aeroplan Enthusiasts
The Chase Aeroplan® Credit Card, launched in 2021 as Chase’s entry into the Air Canada partnership, targets U.S. cardholders who fly frequently with Air Canada or its Star Alliance partners like United and Lufthansa. Issued by Chase, it earns flexible Aeroplan points redeemable for flights, hotels, and more, without foreign transaction fees for international trips.
As of September 2025, the card’s annual fee remains $95 (not waived the first year), making it accessible compared to premium airline cards like the Aeroplan® Credit Card from TD in Canada. It’s subject to Chase’s 5/24 rule, so if you’ve opened five or more cards in the last 24 months, approval is unlikely.
Welcome Offer: Up to 85,000 Points for New Cardholders
New applicants can snag 75,000 Aeroplan points after spending $4,000 in the first three months—valued at about $1,050 at 1.4 cents per point, per The Points Guy’s May 2025 valuations. Spend $20,000 within 12 months to unlock an extra 25,000 points, pushing the total to 100,000 (or 85,000 in some targeted offers ending September 10, 2025).
This bonus shines for Air Canada flyers: Redeem for economy awards starting at 6,000 points one-way, or business class to Europe for 70,000 points round-trip. Reinstate expired Aeroplan miles if you apply within six months of lapse.
Rewards Structure: Everyday Earning with Travel Boosts
The card’s earning rates cater to travelers:
- 3X points on Air Canada purchases, groceries, and dining.
- 1X on all other spending.
Plus, a monthly bonus: Earn 500 points per $2,000 spent (up to 1,500 monthly), ideal for high spenders. No cap on core categories, but total annual points are uncapped.
Points transfer seamlessly within Aeroplan, which partners with 50+ airlines. Valued at 1.4-1.5 cents each, they’re flexible for flights without fuel surcharges on partners.
Key Benefits: Elite Status and Travel Perks Stand Out
Standout features include automatic Aeroplan 25K elite status through the end of the calendar year plus the next full year—unlocking priority check-in, boarding, and extra baggage. Spend $15,000 annually to maintain it; $50,000 levels up to 35K or higher through 2025 (changes in 2026).
Travel perks shine: Free first checked bag for you and up to eight companions on Air Canada flights (up to 50 lbs), $100 credit every four years for Global Entry/TSA PreCheck/NEXUS, and 10% rebate on awards booked with points. Pay Yourself Back redeems points at 1.25 cents toward travel charges (up to 200,000 annually from 2025).
Additional wins: Complimentary DashPass (through 2027) for DoorDash/Caviar, zero liability protection, and contactless payments.
Fees and APR: Affordable with Caveats
Annual fee: $95. No foreign transaction fees—great for cross-border travel. Intro APR: None, but ongoing variable APR ranges 20.99%-29.99% on purchases and balance transfers. Balance transfer fee: 3% (min $5). Late payment: Up to $40.
Eligibility: Good to excellent credit (670+ FICO). Subject to Chase 5/24 and Aeroplan’s 24-month bonus rule.
Pros and Cons: Weighing the Value
Pros:
- Generous welcome bonus and monthly spending perks.
- Instant elite status boosts Air Canada perks.
- Flexible redemptions with no fuel surcharges on partners.
- Solid everyday earning on groceries and dining.
Cons:
- Limited to Aeroplan ecosystem—less flexible than Chase Sapphire Preferred.
- $95 fee not waived first year.
- High APR for non-travel spending.
- No intro APR offers.
Who Should Get It? Ideal for Air Canada Fans
Perfect for frequent Air Canada flyers or Star Alliance enthusiasts valuing status and baggage savings. If you fly United or Lufthansa often, the points flexibility shines. Skip if you prefer general travel rewards—Chase Sapphire Preferred transfers 1:1 to Aeroplan without the fee.
User buzz on X praises the status: “Chase Aeroplan card’s 25K elite is a game-changer for free bags!” Reviews from One Mile at a Time and US Credit Card Guide rate it 4.5/5 for value.
Why It Fits U.S. Travelers: Economy, Lifestyle, and More
In a $1 trillion U.S. travel market, this card offsets rising fares—elite status saves $200+ per round-trip on bags. Economically, it boosts Air Canada’s U.S. routes, supporting jobs in hubs like Chicago. Lifestyle perks include stress-free boarding for families. Politically, it aligns with 2025’s aviation recovery post-tariffs. Tech-wise, Aeroplan’s app integrates seamlessly for bookings. For sports fans, redeem for flights to NFL tailgates or NBA playoffs.
Final Verdict: A Strong Pick for Frequent Flyers
The Chase Aeroplan® Credit Card earns its stripes with elite status, flexible points, and travel perks that outweigh the modest fee for Air Canada regulars. With Chase Aeroplan card review 2025, Aeroplan welcome bonus, Chase Aeroplan elite status, Air Canada rewards card, and Chase travel credit card leading the conversation, apply if Star Alliance flights are your jam—otherwise, eye transferable points cards. Check Chase’s site for the latest offer; at 4.5/5, it’s a smart addition to your wallet.
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