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When it comes to identity theft, thieves have many ways to get at your information. If you’ve shopped at TJ Max or Marshals recently, you may have a problem.
TJ Maxx and Marshalls are two popular retail stores that can be found in practically every major city across the country. Owned by TJCos, the companies move a lot of products and consumers often pay for it with credit card information. This was especially true during the recent holiday season. Now there’s a problem.
TJCos has issued a statement that hackers have breached its computer systems. They were able to obtain credit and debit card information for retail operations. Specifically, they obtained information on transactions made through Marshalls and TJ Maxx in the United States and Puerto Rico.
Unfortunately, such announcements are happening more and more often these days. In fact, they seem so common that most people don’t even notice them. After all, how often does identity theft actually happen after such announcements? Surprisingly, it rarely follows through. Well, not in this case.
The financial information stolen from TJ Maxx and Marshalls is actually causing the identity theft problem. More than 60 banks around the world are reporting fraud charges based on information stolen from TJ Maxx and Marshalls. In short, we are talking about the worst case scenario.
So what does this mean for you? If you’ve shopped at Marshalls or TJ Maxx with a credit card in the last six months, there are a few steps you need to take. The first is to pay close attention to the charges on your credit card statement. Verify them with receipts. If you find a problem, contact your credit card provider immediately. Also send them the information of the problem in writing and keep a copy with you. This should absolve you of liability. Then, order copies of your credit reports and check them for new credit cards and any funny trades. If you find anything, contact the credit card company. Also, put a statement on the credit report that shows what happened.
The holidays are a big sales season for retailers. In the case of TJ Maxx and Marshalls customers, it may last longer than you’d like.
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