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No matter how you try to prepare for emergency expenses, there are times when you need access to money and fast. It could be anything – repair work, medical emergency, an important purchase – and you may be left with no other option. If you prefer short-term loans and are confident that you can repay them on time, then ICS Payday Loans may be just what you need.
Who is ICS?
ICS is one of the leading providers of pay day loans in the United States. They pride themselves on being fast and efficient, providing loans with a minimum of formalities to ensure that their customers get what they need within the shortest possible time.
How do I apply for ICS Payday Loan?
While ICs want to offer their services to everyone, they are still a business and they operate under a set of company rules and guidelines to protect not only the company but their borrowers as well. Like most companies that offer payday loans, ICS requires borrowers to meet certain criteria. These requirements first need to be met before any payday loan application can be reviewed by ICS. Only after meeting these requirements, your loan application can be approved and your money can be disbursed to you.
These requirements include:
You must be at least 18 years of age to apply. Minors are not considered eligible.
– You must be a resident of the United States
– You must be a legitimate employee of a legitimate company in the United States
– You must be employed full time
– You must have a minimum monthly salary of $1,000
– You must be able to issue postdated checks through your own checking account
What are the benefits of taking a payday loan from ICS?
The loan and lending industry is quite large and very competitive, so ICS tries to provide reliable service to its clients. Their services are at par with industry standards and to be able to meet the varied needs of its clients, ICS offers a variety of loan solutions, each tailored to suit a different need.
ICS offers payday loans online, allowing people to simply log on to their site, browse their products, and apply using the online application. All transactions are done online, doing away with paperwork and cumbersome documents. This makes ICS one of the easiest companies to do business with when it comes to pay day loans.
Does ICS do credit checks?
You don’t need to worry if your credit history is less-than-perfect or if your current credit rating is low. ICS does not do a credit check if you need a payday loan. You are also not required to submit a security deposit for ICS to approve your loan application.
A pay day loan with ICS is backed by your promise to make the payment, as evidenced by your postdated check. ICS treats these checks as good at your word when they do business with you. ICS does not require you to submit bulky documents and does away with most of the complexities associated with applying for a loan.
However, ICS will verify your employment to make sure you are a legitimate employee. They may also verify other details related to your employment that you provided on your payday loan application. In addition, they will also verify whether you have a checking account.
How much can I expect to borrow from ICS?
The amount you will get the final approval from ICS will depend on whether you have done previous transactions with ICS and your paying capacity. ICS ensures that you are not overburdened with your new payday loans as this would mean that you would have difficulty paying them back.
However, if things look good, you can get a payday loan of up to $500 from ICS on the first try. If you are a reliable borrower, your payday loan amount can increase on your subsequent applications as well. Again, this will all depend on whether you qualify for a payday loan and whether you can demonstrate that you can repay your loan amount.
How long does it take for my payday loan to be approved by ICS?
As long as your requirements are met and as soon as ICS checks and verifies your information, you can receive your payday loan in your bank account within 24 hours of your application. Some people have even got their loans approved and received their payday loan amount on the same day.
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