I’m 55, married and want a $1.5 million long-term care policy. Can I expect any nasty surprises?
Yes, there can be some nasty surprises with long-term care insurance (LTCI), even at age 55 when you’re in a relatively good buying window. At 55 and married, you’re at an ideal age for better rates and higher approval odds, but $1.5 million in coverage is a substantial benefit pool that will drive up premiums … Read more