“US mortgage news, interest rate updates, housing market trends, and expert homebuying advice for American borrowers.”
Nova Scotia’s Home-Sharing Program Falls Short: Aimed for 500 Hosts, Delivers Just 60 Leases Nova Scotia’s ambitious home-sharing initiative, designed to ease the province’s housing crunch, has stumbled badly, achieving only 60 leases despite a goal of 500 active hosts. With Nova Scotia home-sharing program, NS housing crisis 2025, Happipad program failure, 60 leases vs … Read more
Leasing is an old method of financing which is now becoming popular almost all over the world. Legally, a lease contract is not a sale of the item, but a sale of use (the right to use the item) for a specified period. Under this, there are two parties one is the owner or lessee … Read more
Credit Tenant Lease (CTL) financing is a very capital efficient solution for the acquisition and refinancing of single tenant, real estate that is Net Lease (NNN, NN or Bondable) to an investment grade tenant. Because CTL bankers do not impose loan-to-value (100% LTV) restrictions, CTL offers the highest loan balances in the commercial real estate … Read more
Ontario Signals Overhaul to Building Faster Fund, Tying Funding to Municipal Housing Performance Province Aims to Sharpen Incentives as it Pushes Municipalities to Meet Ambitious Housing Targets TORONTO – The Ontario government is signaling a significant shift in the operation of its $1.2 billion Building Faster Fund (BFF), a key financial incentive designed to encourage … Read more
Saskatchewan’s wildfire season has left scars across the north. Entire communities fled flames that devoured homes and dreams. Now, as winter looms, the province steps up with a vital lifeline. On September 12, 2025, officials unveiled plans for up to 35 temporary modular homes. These units target residents of Denare Beach and Creighton, hardest hit … Read more
The U.S. housing market showed mixed signals in July 2025. New residential construction data revealed a dip in overall building permits, but single-family permits edged up slightly. This suggests builders remain cautiously optimistic about future demand, even as high mortgage rates linger. The report, released by the U.S. Census Bureau on August 19, 2025, highlights … Read more
Washington, D.C. – August 29, 2025 – In an era of economic uncertainty, with inflation hovering at 2.9% year-over-year in July – the highest since February – and mortgage rates dipping slightly to 6.42% following Fed Chair Jerome Powell’s Jackson Hole speech, many American homeowners are eyeing their growing home equity as a financial lifeline. … Read more
Home equity loans have always been a way for homeowners to access cash when they need it. These loans can be obtained from all banks and many money lending agencies, both on the high street and online. They are home safe so it is not difficult to qualify to get it. Be careful not to … Read more
Today, it can be really difficult for you to find a zero down payment mortgage. Even the ones you can find are available to those who have proof of income. Also, their credit score should be at least 720. In fact, some lenders may require a higher credit rating. You can get more information from … Read more
In a sign of cooling in Calgary’s red-hot real estate market, home prices have begun to dip in August 2025, coinciding with a surge in active listings that reached the highest level for the month since 2019. According to the Calgary Real Estate Board (CREB), the benchmark price for residential properties fell 1.2% month-over-month to … Read more