How Can A Personal Loan Improve Your Credit Score?
When it comes to personal loans, you must first learn to use it responsibly. Because if you miss the repayment, your credit score will be adversely affected. And remember, a…
Is to blame for the subprime mortgage crisis?
The blame for the housing crisis has been placed several times on President Clinton, who was urged by minority leaders while he was in office to expand opportunities for homeownership.…
Repairing A Defaulted Federal Student Loan
Oops, you haven’t paid your Federal Stafford, PLUS or Graduate PLUS loan within 270 days and your loan is in default. How do you get out of this? Having defaulted…
Debt-Consolidation Companies Approved by the BBB (Better…
In life we understand that there are high points we never want to leave and low points we want to forget. One of the most common situations that many people…
Why Financing Your Car Loan at a Credit Union Is a Smart…
When you buy a new or used car, people usually go straight to the local dealership. While dealerships make their own financing programs especially attractive, it’s always to your advantage…
Pay Off Debts Through Low Rate Secured Debt…
If you have more debts to your name, it is better to clear them off now. Or the debt may very quickly turn into a financial crisis. Secured debt consolidation…
GMAC (Ditech) Mortgage Refinance & Modification…
Homeowners with mortgages with Ditech (GMAC) must use President Obama’s stimulus plan to obtain a refinance or home loan modification. Obama’s “Making Homes Affordable” plan would give homeowners a chance…
Introduction To Identity Theft
Identity theft is no longer an uncommon occurrence. It is developing rapidly and is fast becoming a socio-economic imperative. Identity theft is the fastest growing white collar crime. It is…
When Can You Take Out a Second Mortgage in Bankruptcy?
New York law provides that judgments, as well as first and second mortgages, serve as liens against real property. This means that once a judgment is filed against a customer,…
Student Loan Debt – It’s Not Fun Anymore Kid
Over the past year I’ve sat in Starbucks and heard many students complain and moan, then laugh about their massive student loan debt. OK, I don’t find this strange at…