What you need to know on the best loan rates

[ad_1] How do lenders determine applicants who qualify for the best loan rates? The term of a loan is being calculated using a tool known as risk based pricing. Essentially, risk-based pricing is a system of analysis that determines the risks you pose to lenders as a potential borrower. Various factors including credit score, age … Read more

Fast Way To Improve Your Credit Score

[ad_1] One of the best ways to improve your credit score is to request a balance transfer and/or a credit limit increase. Most experts agree that the total balance on revolving accounts should not be maintained more than 30% of the total limit. The balance on any one account should not exceed 50% of the … Read more

Bank Statement Mortgage: Can You Apply For It?

[ad_1] For granting home loans, mortgage providers verify the income source of the borrower. Typically, verification is done based on the W2 tax form. However, this can pose a problem if you work as an independent professional, such as a freelancer. This is because freelancers, owners, gig workers and contractors do not have tax forms … Read more