Avoiding Dumb Debt at All Costs

[ad_1] Everyone has seen television commercials with slogans like “buy now pay later”. You don’t need to save up your money to buy that new car, that wide-screen TV, that latest smartphone, or that vacation to a tropical island, when you can have all of these things right now. Instant gratification is a very expensive … Read more

Common Personal Loan Myths

[ad_1] Personal loans are one of the most popular sources of quick money. One of the hassle free ways to meet your monetary requirements almost instantly would be – availing unsecured loans. Despite the increase in its demand, there are many people who still shy away because of some misconceptions that they have heard and … Read more

Peer Money Lending – Different Ways to Fund Your New Or …

[ad_1] Most entrepreneurs face the dilemma of securing funding when starting a business. Almost every entrepreneur knows about Angel Investors and Venture Capital. However, this solution is not a one-size-fits-all solution and is usually only available until you have a proven track record or have built up critical mass with your target customers. So how … Read more

How Hard Money Loans Can Benefit You

[ad_1] Advantages of Hard Money Loan It offers immense benefits that are generally not available through large banks or lending institutions. Some of the benefits include: Minimum Conditions: In order to qualify, a borrower needs to meet a short list of criteria, whereas a bank has several set-in-stone conditions that need to be met. This … Read more

Five Tips to Achieve Debt Elimination

[ad_1] Debt, Debt, Debt…. How did we get into this situation, to become a Nation of Debts? Over the past decades, millions of Americans found themselves saddled with debt and sadly this trend will continue for generations to come. Debt elimination has become more challenging because creditors know that more money can be made by … Read more

Is to blame for the subprime mortgage crisis?

[ad_1] The blame for the housing crisis has been placed several times on President Clinton, who was urged by minority leaders while he was in office to expand opportunities for homeownership. As a response, President Clinton urged lenders to offer more flexible loan programs to help minority families, who otherwise had been left out of … Read more

Are Online Personal Loans Good For People With Bad…

[ad_1] While the rise of online lending in itself makes it more convenient for people to apply for finance, is this development a good thing for those who are already struggling? There are companies that charge expensive annual percentage rates (APRs), leaving many people in more trouble than when they first started. But it shouldn’t … Read more

Introduction to Business Loans

[ad_1] Business loan refers to the transfer of funds from a lender, usually a financial institution, to a borrower. In this case, the borrowers are the businesses and the financial institutions are the banks. The interest to be paid and the repayment schedule are decided by the bankers and the borrower agrees to those terms. … Read more