Personal Budget – 7 Guidelines That Will Help You Plan a…

[ad_1] Setting your personal budget requires a hands-on approach. The following guidelines will help you plan a working budget to embark on this journey. 1. Gather all your financial details. This would include all your bank account, credit card and insurance papers – anything related to your personal finances. These details will be needed to … Read more

Credit Rating Agencies – Need For Reform

[ad_1] 1. Crisis – Spotlight on Credit Rating Agencies “Credit-rating agencies use their control of information to fool investors into believing that a pig is a cow and a rotten egg is a roasted chicken. Collusion and misrepresentation are not elements of a genuinely free market ” – US Congressman Gary Ackerman The smooth functioning … Read more

Advantages of Re-Financing

[ad_1] There are many advantages associated with refinancing property. Although there are many circumstances where refinancing is not an appropriate option, there is a sponsor of the benefits that are often gained through refinancing under favorable circumstances. Many of these rewards include lower monthly bills, reduced debt consolidation, and the ability to use up the … Read more

How to Finance Your Business

[ad_1] An important question that comes with most new businesses is “How do I finance my business?” Getting enough funding for a new business has never been an easy task. That task becomes even more difficult in tough economic times. Sometimes it can seem like an insurmountable obstacle that you’ll never be able to cross. … Read more

Avoiding Dumb Debt at All Costs

[ad_1] Everyone has seen television commercials with slogans like “buy now pay later”. You don’t need to save up your money to buy that new car, that wide-screen TV, that latest smartphone, or that vacation to a tropical island, when you can have all of these things right now. Instant gratification is a very expensive … Read more