debt settlement People with large debits are often inclined towards a debt settlement, also known as a credit settlement, in which both the lender and the borrower reach an agreement to settle the debt at a lower amount, which is called final and complete. Payment will be considered. Why a Debit Settlement Lawyer? Many credit … Read more
Due to the recession, people are forced to use credit cards excessively and due to this they become indebted to the credit card companies. It has become a common issue in the present day society. Credit card consumers don’t feel the after effects when they use it, but later when the bill arrives at your … Read more
You have decided to buy your own home. You believe you are ready, and are prepared, because you have saved for a significant period of time to make the necessary down-payment and reserve deposit. However, if you’re like many others, you probably haven’t focused enough on the effects and implications of your credit card, on … Read more
Credit cards and merchant accounts have changed the way people shop and companies do business. Some people remember the days without “plastic”. Credit cards were first used in the 1920s. Hotels and oil companies offered cards to their customers, but they were more like today’s “loyalty” cards than credit cards. The first real credit card … Read more
Identity thieves use other people’s personal information for many things. The most common use is credit card fraud. After obtaining a target’s personal details, thieves can open new lines of credit, hijack existing credit card accounts, and continue spending with other people’s money. Here’s an overview of several tactics identity thieves use to commit credit … Read more
Credit cards have brought great convenience to the modern shopper. They have made shopping easy, making it possible to shop anywhere, including online stores. Cards are plastic money that everyone needs to make life less tedious and more enjoyable for every shopkeeper or buyer. The Value City is a furniture store which is a large … Read more
Since the introduction of credit cards in the 1960s, cards have had the card number, expiration date, and the cardholder’s name embossed or raised on the surface of the plastic card. Mechanical devices were developed and used to print credit card charge slips from those raised alphanumerics. Those slips were then deposited into the merchant’s … Read more
Irresponsible use of credit cards results in bigger debts and far more serious debts than financial debts. Do you want to fix your debt situation? It shocks me when I read about the astonishing and astonishing amounts of money being squandered by individuals and families these days. Many years ago at Perth Academy our English … Read more
There are tons of credit cards out there for college students, but does that mean they’re a good idea? The whole point of a credit card is to help someone build credit. The problem is that credit cards are also incredibly tempting. How? Credit cards allow you to spend money you don’t have, and at … Read more
For more than fifty years, your credit score has been calculated using Fair Isaac & Company’s system and is therefore commonly described as your FICO score. There is now a new system known as VantageScore. It is over a year old having been launched in March 2006. So why was there a need for a … Read more