When a person overuses his credit card, he soon finds himself in a situation where he is unable to pay the outstanding amount. This further increases the burden of credit card debt on him. To come out of this pool of credit card debt, people usually take the help of debt settlement companies. As the … Read more
Most credit cards designed for students were made for college students – but can a high school student get a credit card? The short answer is yes. Long answer would involve a lot of discussion! As teenagers, many move out and get their first jobs, or are otherwise earning income from alimony or babysitting. This … Read more
This is probably the biggest money cow the banks have ever seen. Credit cards are a trap to entice people to spend what they do not have. It becomes a loan that many people are unable to repay on time. The interest charged in that case is exorbitant and is much more than the cost … Read more
Anyone who wants to set up their business on the web and sell goods and services online needs a merchant account. Setting up an online merchant account is one of the ways to expand business across the globe. Merchant account is also known as credit card processing system. It is a special type of online … Read more
Credit cards are the best thing that happened to mankind. They probably come second only to the discovery of chocolate and chicken soup. Nothing more than this. Yes, how important these cards are in today’s common man’s life. They are now a very important part of our life. They really are a blessing in disguise. … Read more
Many people are beginning to emerge from the economic devastation of the past few years and are looking for ways to re-establish their credit. There are many ways to reduce debt, credit card consolidation being one of them. When a person wants to consolidate debts, there are certain steps that make the process easier and … Read more
Today, cash no longer rules the economy. Instead, people use credit cards to make and receive payments. Nowadays, people use their credit cards to pay for a cup of coffee at a restaurant or coffee shop. Therefore, if you are still only receiving payments in cash, you may lose a lot of customers. In this … Read more
Banks and their affiliates are now competing with each other to provide a quick and easy credit card application process. There are two common options for bank credit card application – online format and paper copy format. The disclosure statements of the banks provide all the information regarding the costs and terms of repayment. By … Read more
Nigeria, once a country that was unable to make internet purchases or sell products online due to the paucity of credit processing companies, now has a booming internet sales business. PayGate has helped pave the way for online credit card processing not only in Nigeria, but also in other regions of Africa. PayGate started more … Read more
There are many prepaid credit card offers introduced by banks across the world. It is very easy for a person with bad credit to apply for a prepaid credit card. To get a prepaid credit card, the individual needs to deposit some amount in the credit card account, only then the card will be issued. … Read more