While it is true that some businesses have a much easier time getting the money they need than others, there are a wide variety of options available, and it really isn’t difficult at all to get the money you need, no. It doesn’t matter what your credit is like and what type of business you … Read more
If you are looking for a quick and easy car loan, a “no credit car loan” can be a good option. However, you need to know what you are getting into with these types of loans. No Credit Car Loan – Background The plain truth is that getting an auto loan or any other type … Read more
Most of us Pinoys from the middle or working class already have a credit card or have personal loans. But have you ever wondered what categories credit card companies and lending agencies go through whenever they are approving or rejecting a loan or credit card application of an individual? The Credit Management Association of the … Read more
Getting a personal loan of any size when a low credit score hangs over your head can be difficult, especially when approaching a traditional lending institution. But it is worth noting that even a $5,000 personal loan for bad credit is not impossible to obtain. The necessary cash can be secured only by adopting alternative … Read more
There are times when businesses face difficulties with their finances which result in bad credit. A bad credit history limits your chances of approval for equipment finance even if the equipment helps in improving business profits. Traditional lending institutions such as banks may refuse to grant you the loan you need. But there are specialized … Read more
The answer to that question may depend on the specifics of your situation, but we can look at it broadly. To begin with, we need to understand that credit scores are calculated based on a scale of 350 to 850, and higher numbers are always better. The score is formally known as the FICO score. … Read more
The Ultimate Guide To Which Debt To Pay Off First To Increase Your Credit Score Debt is like gaining weight. To many people, an extra treat here and a splurge there don’t seem like real problems. Over time, though, the pieces and pieces add up and one day they wake up and say, “How did … Read more
Like anything else, credit cards can have a bad reputation. Everyone is an expert in something, and what comes up in my research on this topic is that most credit card experts have never worked for a credit card company. Even the ones that seem sketchy. As for me, I make no claim to be … Read more
Credit Profile, Score, Appraisal: If you are thinking of taking a home loan, these are important terms that you would need to know more about. What is a Credit Score? All credit active people have a profile. It is a summary of your history with each credit provider you have ever transacted with, and serves … Read more
Bankruptcy is something that no one needs to experience in their life. Usually, people declare bankruptcy when they know they have no other option. The explanations for a man declaring bankruptcy can be incredibly varied, ranging from losing a job and medical problems, to running high in debt without the ability to pay it back. … Read more