The Skinny on Credit Cards – Book Review

By: Jim Randall (2010) ISBN 978-0-9818935-4-9 Book Price: $14.95 Plain-English, entertaining, explanation of important topics Jim Randall is an attorney and entrepreneur who has spent thirty years studying the topics of financial literacy and personal achievement. After years of studying how people learn, RAND Publishing created The Skinny On series of books to provide plain-English,…

Home Refinancing for People with Bad Credit – How to Avoid High Fees

Avoiding High Fees When Refinancing Homes With Bad Credit Just as important as finding the low rates. adding up to thousands of dollars in fees, Compare lenders to make sure you’re getting the best deal. Too Explore other types of credit to obtain cash out financing. Ask about closing costs and fees To save yourself…

Overdraft Item Reversal

Most bank customers sign up for new checking accounts without fully understanding the many terms and conditions (Ts&Cs) of the account. Overdraft protection is one of the often misunderstood terms and conditions of programs. In general, the function of an overdraft protection program is to allow a bank to cover (pay) an outstanding debit charge,…

Mastercard – Financial Services Company

Introduction of Mastercard Mastercard is a leading financial services company that operates globally, providing a wide range of payment solutions to individuals, businesses, and governments. With a strong focus on innovation, technology, and security, Mastercard has established itself as a trusted brand in the financial industry. History of Mastercard The roots of Mastercard can be…

buy virtual credit card

Since the beginning of time mankind has invented and developed new ways to trade and do business. Credit cards are not a new concept. The first credit cards were introduced by American Airlines and the Air Transport Association in the mid-1940s to promote air travel. Later banks and financial service providers served their customers. The…

Who Has Our Credit File?

Interesting question, isn’t it? Who has our credit file… The problem with answering that question is that there is no simple answer that we want to hear, because the truth is a tough pill to swallow. To do this, I would like us to look at our recent history, so that we can follow the…

Credit Card Settlement – How To Legally Settle Bad…

Presently there are a huge number of consumers who crave for a valid credit card debt settlement due to various reasons. However, the main reason for this has been the economic crisis seen in the world recently. Factors like inflation have taken away the consumers from their strong financial base leading to many problems. However,…