A cash injection is always welcome, whether through the state lottery or by securing a small loan, as it eases the financial burden. But getting a small loan is not that easy when a bad credit rating is involved. Thankfully, there are unsecured personal loans for bad credit borrowers, making it possible to secure that … Read more
Payday loans are loans that are given for a very short period of time with the guarantee that they will be repaid as soon as the next salary or income from their earning source arrives. These types of loans have very high interest rates and are called by different names such as payday advance, payroll … Read more
Buying your first car is an exciting experience. But, to buy your first car, you need to apply for your first car loan. And you must have a good credit score to avail the loan. But, what if your credit score is zero? Don’t worry. You can approach lenders who help first time buyers. You … Read more
There are companies that help people with bad credit by using a variety of strategies, such as removing negative items through negotiation, identifying and correcting errors, etc. Since the industry is made up of scams, it is important that people make their choice of a company. Not all cheap credit repair services are legitimate. It … Read more
By: Jim Randall (2010) ISBN 978-0-9818935-4-9 Book Price: $14.95 Plain-English, entertaining, explanation of important topics Jim Randall is an attorney and entrepreneur who has spent thirty years studying the topics of financial literacy and personal achievement. After years of studying how people learn, RAND Publishing created The Skinny On series of books to provide plain-English, … Read more
Getting a business line of credit – Are you a small business owner looking for financial support to expand your operations or deal with unexpected expenses? A business line of credit can be a reliable solution, allowing you to access funds whenever you need them without having to apply for multiple loans. However, before applying … Read more
There are a lot of bad and illegitimate credit repair agencies out there, but as long as you familiarize yourself with the Credit Repair Organizations Act (CROA) and know your rights, you should be able to choose a legitimate one. While none of these services can work miracles, the best credit clean up companies will … Read more
Property owners often wonder how they can use the value of their home to access low-interest financing. A loan or a home equity line of credit are two options available to you. Check out some of the differences below to find out which one will be a better fit for your needs. Home Equity Loan … Read more
Select restaurants across the country are testing table-based credit card readers that allow customers to pay for food at the table. Scary news stories over the past year about waitresses and waiters stealing customers’ credit card information sparked a new industry involving products that protect consumer credit card information. Restaurants participating in the credit card … Read more
You probably already know that going over your credit limit can be a disadvantageous proposition: You’ll face very expensive fees, higher interest rates, and possibly a lower credit score. But you might not be aware that getting close to your limit can also be a bad thing. Why? Because your debt utilization (commonly referred to … Read more