Since the introduction of credit cards in the 1960s, cards have had the card number, expiration date, and the cardholder’s name embossed or raised on the surface of the plastic card. Mechanical devices were developed and used to print credit card charge slips from those raised alphanumerics. Those slips were then deposited into the merchant’s … Read more
Personal loans are called unsecured loans as you are not required to provide any collateral or security against the loan. For this reason, lenders approach each individual loan application with great care. If even a single factor does not match their eligibility criteria, then they reject the application. Banks will not want to risk their … Read more
Credit unions of Jamaica are dedicated to fulfilling the mission that governs them. This mission reads: Objective Jamaica Credit Union is dedicated to: To improve the quality of life of its members and to finance economic freedom. To provide high quality financial services to the members. To provide competitive financial services to the members. Providing … Read more
People who are ready to get out of debt or make their budget more manageable have probably considered a loan. It basically takes your current loans and combines them into one more manageable loan. While this won’t necessarily reduce your payment each month, at least your money is going to one place and can have … Read more
Irresponsible use of credit cards results in bigger debts and far more serious debts than financial debts. Do you want to fix your debt situation? It shocks me when I read about the astonishing and astonishing amounts of money being squandered by individuals and families these days. Many years ago at Perth Academy our English … Read more
If you’re tired of being turned down for credit cards and/or loans, maybe it’s time to repair your credit report. And many of you turn to professional services because reviewing reports, removing negative items, and making repairs can be a difficult process. However, not all of these services are worth the time and investment. Some … Read more
The Federal Trade Commission reports identity fraud occurs once every two seconds. At this point one is losing or compromising one’s identity. Unfortunately many of those victims are located in my hometown, St. Louis, Mo. A good example of this growing problem, St. Louis ranks third among all metro areas nationwide in identity theft. Missouri … Read more
There are tons of credit cards out there for college students, but does that mean they’re a good idea? The whole point of a credit card is to help someone build credit. The problem is that credit cards are also incredibly tempting. How? Credit cards allow you to spend money you don’t have, and at … Read more
Buying a property or a self-owned residence is one of the top priorities for most people. It not only serves as insurance for their old age but also doubles up as a sound investment. Although a lot of money is needed to buy a property, most people usually have to take a loan or mortgage … Read more
In case you didn’t know, there is another bubble, which is getting bigger and bigger in this country, getting ready to burst. Revolving consumer credit card debt continued to grow each month, finally breaking the $900 billion dollar mark for the first time last June. The Federal Reserve reports that this year, Americans have racked … Read more
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