[ad_1] An NSF fee is simply a fee you pay to your bank every time you overdraw from your account with a debit card, credit card or check. NSF fees are $30 to $35 per instance at major banks these days. And, because of the way most overdraft protection programs are set up, you could … Read more
[ad_1] When it comes to identity theft, thieves have many ways to get at your information. If you’ve shopped at TJ Max or Marshals recently, you may have a problem. TJ Maxx and Marshalls are two popular retail stores that can be found in practically every major city across the country. Owned by TJCos, the … Read more
[ad_1] Recently, before my granddaughter heads off to university, we had a conversation about credit cards: use, abuse, mixed messages, and the choices she’s been exercising since pre-adolescence. Prior to our discussions, I reflected on current economic challenges and the credit card hoax: Society tells students they need a credit card (“the Card”) to build … Read more
[ad_1] Money has existed in one form or the other for thousands of years. In ancient cultures, each piece of money was made by hand, usually from stone, gold, copper, wood, or porcelain. Because of this, each piece looked slightly different from the other. One of the biggest innovations in the field of money was … Read more
[ad_1] The inevitable trap of credit cards and banks preying on their victims can drive many into bankruptcy. There is no easy way out of financial situations when income does not match expenses. We all want the latest and best things in the market and many people get them through loans on those pieces of … Read more
[ad_1] As of September 2008, the Social Security Administration has issued Direct Express prepaid credit cards to 3.9 million people on Social Security and disability nationwide. The purpose of this card is to enable recipients who do not have a bank account or those who may not prefer to receive checks in the mail, to … Read more
[ad_1] Are your credit card spending getting out of control? Finding debt relief means that you must identify a solution that will help take the burden of debt repayment off your shoulders, whether through a consolidation loan or outright bankruptcy. The good news is that you are not alone in your financial woes and there … Read more
[ad_1] People who are ready to get out of debt or make their budget more manageable have probably considered a loan. It basically takes your current loans and combines them into one more manageable loan. While this won’t necessarily reduce your payment each month, at least your money is going to one place and can … Read more
[ad_1] Assuming that bad credit means you are unlikely to be approved for a $10,000 personal loan with bad credit would be a mistake. The truth is that lenders need to lend in order to make a profit, and they are happy to give the green light as long as repayment can be assured. This … Read more
[ad_1] If you have bad credit, why are you looking for another loan? Bad credit consolidation loans are not the answer. In the current economy, people with high credit scores are having a tough time getting loans. Any loan that you will manage to get with bad credit will most likely have an interest rate … Read more