[ad_1] Funding instruments are always a slightly moving target in all markets. Hard credit rules are constantly changing as underwriters and credit teams are under pressure to make the right decisions; Their jobs depend on it. The pressure on one end for lenders is to reduce bad debt by avoiding financing customers who end up … Read more
[ad_1] Insurance and finance are intertwined areas of business, not least because they both involve money. They often involve both speculation and risk, and often where one goes, the other will follow. Take property investment for example, it involves a large amount of capital expenditure, followed by insurance to protect the capital investment. It would … Read more
[ad_1] A guide to the many terms used in the consumer finance market. A acceptance rate – Percentage of customers who are successful when applying for a loan or credit card. Applicants 66% or more must be offered the advertised rate known as the Typical APR (see ‘Typical APR’, below). Annual Percentage Rate (APR) The … Read more
[ad_1] estate planning Financial Planning tax planning Tax-loss harvesting is a strategy our financial planners use to convert lost money from an investment into a profitable opportunity. Our tax planners use realized capital losses to reduce your tax bill. You don’t really make a profit or loss on any asset until you sell it. When … Read more
[ad_1] Extra effort in managing one’s personal finances will result in a more positive use of personal resources. With attainable, realistic goals, one’s financial situation will be progressing in no time. However, on the part of the person concerned, it demands proper planning and monitoring. It also needs to be assessed at some point to … Read more