Some Factors Bank Managers Consider Before Granting…

There are many factors that can affect lending by most bank managers and many of them are outlined below; 1. Type of account the customer operates: Although loans are available to non-account owners, in general more loans are given to current account owners as compared to those operating savings accounts. 2. Amount involved: If it … Read more

No Debt Is Good: Aiming For A Debt-Free Life

Do you know that you are being cheated? Now, everywhere. on TV. in the newspaper. On the radio. in magazines. You’re getting the same message over and over again: “Buy now, pay later”; “Consolidate your loans into one easy monthly payment”; “Get a Secured Line of Credit”. Or the perennial favorite, “Don’t worry, it’s good … Read more

Checklist For Buying Pre-Owned Cars

Potential buyers have the option of buying a pre-owned car or buying a brand new car. The choice of a potential buyer depends on his budget, finance options and personal preferences. Buying a pre-owned car is a bit different from walking into a showroom and buying a new automobile. While buying a pre-owned car, some … Read more

Pro Se Primer 101 – 1 – Terms & Documents of a Home Loan: Promissory Note, Mortgage or Deed of Trust

“Cursing my eyes… People I’ve seen… Crawlin’ Through Ruin of the American Dream” vacation farm Perhaps the biggest aid to illegal foreclosing parties is the word “mortgage”. The term is widely misused as a synonym for “home loan” in all 50 states. Home loan has come to be known as the term mortgage. But, taking … Read more

Government Takes Steps Toward Preventing Reverse Mortgage Fraud

More homeowners age 62 and older are starting to take advantage of the many benefits that a reverse mortgage offers them, including the elimination of monthly mortgage payments and access to their home’s equity. Unfortunately, as these loans have become a more popular form of financing, the ways in which older homeowners are being defrauded … Read more

How long will mortgage rates stay low?

If we had workable, crystal balls, Wouldn’t it be easier to predict trends, and what will the future bring? However, since most have not found their own personal version of these reliable, it may make sense, in order to better understand, some hints, and pointers, which may be useful, in providing us with more information, … Read more

deal with mortgage delinquency

Deal With Mortgage Delinquency

Following my interview with Jenna Lee, Connell McShane and Daegan McDowell on FOXbusiness.com yesterday, it was clear from the e-mails that many people are dealing with crippling issues paying their mortgages and that the big concern is That many people are waiting for the government. intervention to solve the problem. While we expect answers and … Read more