Many of us are facing many challenges while going through life and our highly developed environment. In my case, like millions of workers around the world, finally reached the stage of middle age and constantly faced a very complicated social and economic environment. After a life long career in the lending industry I realized that … Read more
Every day we pass through hundreds of doors without thinking twice. How would you like people to be able to stop and pay attention to your mortgage marketing message? The answer is “door hanger” or if you prefer “door knob hanger”. If you’re like me, you probably prefer to close on a mortgage using the … Read more
It’s the American dream… buying the home of your dreams… a home you can be proud to call your home. However, buying a home can be tricky because your head tells you one thing and your heart tells you something else. So, before you go ahead and think about getting a home mortgage to buy … Read more
Are you behind on your mortgage? Is Foreclosure The Next Step? If your loan is with GMAC, General Motors Acceptance Corporation, there may be something they can do to help you during this difficult time. GMAC offers loan modifications to those who qualify for the program. Foreclosures in the United States have been at an … Read more
Property owners often wonder how they can use the value of their home to access low-interest financing. A loan or a home equity line of credit are two options available to you. Check out some of the differences below to find out which one will be a better fit for your needs. Home Equity Loan … Read more
One of the best ways to buy a used car is to narrow down your list of automotive candidates to a few promising models. The best way to buy a car is to decide whether: what kind of car do you want? What option do you want? if color matters if it will be new … Read more
By taking out a debt consolidation loan secured by your mortgage, you can actually consolidate your high interest credit card debt. When you have equity in your home as security, you can get the lowest interest rates. You are even able to choose the words to suit your budget requirements. Hence you can shorten the … Read more
Introduction: The Financial Accounting Standards Board (FASB) issued its “Exposure Draft” on August 17, 2010, which requires companies to record nearly all leases on their balance sheets as “right to use” assets, and A “future lease payment liability”. What does this mean for your business in layman’s terms? This proposal summarily eliminates operating leases; All … Read more
Retainer fees are “standard business practice” for some (but not all) commercial loan situations. It makes sense that a commercial borrower would not pay such a fee, so it is important for a commercial borrower to understand when it is more likely to be required. In fact, in many business loan scenarios, a business loan … Read more
Leasing is an old method of financing which is now becoming popular almost all over the world. Legally, a lease contract is not a sale of the item, but a sale of use (the right to use the item) for a specified period. Under this, there are two parties one is the owner or lessee … Read more