New York — March 26, 2026 — In a significant step toward mainstreaming digital assets in housing finance, Fannie Mae will begin accepting crypto-backed mortgages through a new product developed by mortgage lender Better Home & Finance and cryptocurrency exchange Coinbase. This marks the first time the government-sponsored enterprise, which backs roughly half of U.S. … Read more
mortgage rates just shot higher- Spring Housing Market Turns Precarious: Rising Mortgage Rates from Iran War Offset Buyer-Friendly Shifts Spring — traditionally the hottest season for home sales — is arriving with a heavy dose of uncertainty this year. While the market has tilted toward buyers in recent months, the escalating conflict with Iran is … Read more
Mortgage Refinance Demand Plunges 19% as Interest Rates Surge to Highest Levels Since Late 2025 Mortgage refinance demand plunges 19%, interest rates shoot higher, MBA weekly mortgage applications, 30-year fixed mortgage rate increase, refinance applications drop — these terms are trending as fresh data shows a sharp reversal in the housing market’s early-2026 momentum, with … Read more
Alarming Drop: Mortgage Demand Plunges Almost 10% to Shut Out 2025 Regardless of Falling Charges – Patrons Keep Sidelined Mortgage demand drop hits onerous in early 2026 as mortgage applications decline practically 10%, even with 30-year mortgage charges dipping to 6.25%, signaling persistent warning within the U.S. housing market amid vacation slowdowns and affordability hurdles. … Read more
Washington, D.C. – December 11, 2025 – Home prices go negative for the first time in over 2 years, marking a seismic shift in the U.S. housing market as annual growth dips into decline amid soaring mortgage rates and cooling demand. This long-awaited home price correction, driven by Federal Reserve rate hikes since mid-2023, has … Read more
Foreclosures Surge 19% in October 2025: Early Warning Signs of Mounting Housing Market Distress By Mark Smith As holiday shopping ramps up and Black Friday deals loom, a darker economic shadow is creeping over America’s suburbs: Foreclosure filings spiked 19% in October compared to the same month last year, signaling growing homeowner strain amid stubbornly … Read more
Pending Home Sales Decline in July 2025 as Canceled Contracts Hit Record High, Signaling Buyer Hesitation Washington, D.C. – August 28, 2025 – The U.S. housing market showed signs of continued stagnation in July, with pending home sales ticking down 0.4% from June amid a sharp spike in contract cancellations, according to the latest report … Read more
Most people know what a mortgage is, due to the fact that many people have one. But, do you know how the mortgage came about? Here’s some basic history on the mortgage and where it came from: In the beginning, a mortgage was merely a transfer of land for a fee. The buyer paid the … Read more
Mortgage Rates Slingshot Higher as Tariff Uncertainty Roils Markets April 8, 2025, 12:29 PM PDT — Mortgage rates surged Tuesday, climbing 25 basis points in the past 24 hours to an average of 6.85% for a 30-year fixed loan, erasing last week’s declines and signaling fresh volatility in the U.S. housing market. The spike, reported … Read more
FHFA Decides Against Cutting Fannie Mae and Freddie Mac Loan Limits In a significant move for the U.S. housing market, the Federal Housing Finance Agency (FHFA) has announced that it will not reduce the loan limits for Fannie Mae and Freddie Mac, the two government-sponsored enterprises (GSEs) that play a critical role in mortgage financing. … Read more