24×7 room service, clean accommodation, but it is a tourist’s nightmare. You’re not in a hotel, you’re in the hospital, who has the misfortune of getting sick in the middle of a dream vacation. And worst of all, you’ll end up spending more on health care than on the actual visit. Travelers often think that … Read more
Just as real estate titles are subject to record errors, prior liens and other encumbrances, ship and boat titles can have hidden problems that can become a liability for new shipowners. The best way for buyers of watercraft ships, yachts and boats to protect themselves from these liabilities is by purchasing title insurance. Agencies that … Read more
When it comes to title insurance fees, coverage, and other important policy facts, many homeowners don’t know the details. In some cases, the act of buying may seem so daunting that they may skip the important step of insuring their investment. In fact, this simple step can save some homeowners thousands of dollars, making it … Read more
Some insurance companies may title themselves as providers of very cheap car insurance no deposit or cheap auto insurance for full coverage. But, what they do here, is that they provide insurance policies that cover only the minimum requirements that can help define someone as a legal driver, that is, their plans only cover basic … Read more
Most senior residents in North America are not able to afford long-term care due to the high cost. Only a small number of seniors use their insurance to cover the costs of long term care. This is a serious issue; Many senior citizens are unprepared for these costs, putting them and their families at financial … Read more
When water began receding from New Orleans in 2005, we learned that most New Orleans homeowners did not have flood insurance, as they were allegedly in “low-risk” areas. Rebuilding New Orleans will require more than 60% of homeowners to rely on their own savings and limited federal aid – at an incalculable cost to homeowners … Read more
Auto insurers underwrite policies by evaluating the risk assigned to each insurance applicant. During this process, a person is classified into a category, such as high-risk driver, low-risk, teen, or elderly. If this risk associated with the applicant is deemed too high, the application may be denied coverage altogether. After calculating the results, the insurance … Read more
Many insurance agencies have not yet formalized their lead scoring systems. It’s a worthwhile endeavor for all agencies, and one that should be revisited every year while tracking the return on investment of their marketing programs. What is lead scoring? It is a methodology used to rank prospects against a scale, and then assign a … Read more
It is very important to make sure that you have adequate health insurance but you also need to make sure that you know how to file a claim if the need arises. The health insurance claims process is fairly straightforward, but you need to make sure you have all the information the company will need … Read more
Many people rarely consider the need for professional group fitness instructor liability insurance. However, it is understandable that in our litigious society care must be taken to ensure that those who choose to earn their living as a fitness instructor are protected from legal harm, whether the fee is warranted or not. . Most insurance … Read more