Auto insurers underwrite policies by evaluating the risk assigned to each insurance applicant. During this process, a person is classified into a category, such as high-risk driver, low-risk, teen, or elderly. If this risk associated with the applicant is deemed too high, the application may be denied coverage altogether. After calculating the results, the insurance … Read more
Record-breaking floodwaters have emerged after one of the most destructive storms the US has known. In fact, in the southeast areas of the Lone Star State, most homeowners don’t even have flood insurance. And who can blame them? There was never any precedent in the area. Although hail and wind storms are a constant concern … Read more
Are you one of the plain insurance agents? Agents often like to upgrade their title on their business cards to insurance specialist or financial advisor. Names like Jeevan Mentor reflect positive experience and wisdom. Which of these different words sets you apart from being one of the insurance agents? Here are 101 top options to … Read more
Life insurance fraud is a black eye on both life insurance companies and life insurance customers. Both sides have been and will be guilty of life insurance fraud again – in particular, sadly, fraud is on the rise by most statistical measures. Research by the non-profit The Coalition Against Insurance Fraud concludes that life insurance … Read more
The cost of an average auto insurance policy is derived from a variety of factors. Many of these variables are common knowledge and make sense for the most part, but it’s always a good idea to refresh yourself on what insurance companies are looking for when determining how much your coverage will cost. . Driving … Read more
Small business owners tend to be optimistic, and therefore often underestimate the amount of insurance needed. Accidents happen. There is always a possibility that someone may be injured because of your or your employee’s negligence. Even if you take measures to safeguard your material possessions, you never know when something unexpected might happen. This is … Read more
Mario Centeno, a European Central Bank (ECB) Governing Council member and outgoing Bank of Portugal governor, stated in a June 22, 2025, interview with Italy’s La Stampa that the euro-area economy remains weak and requires “further stimulus” from the ECB to achieve stable 2% inflation. Despite eight interest rate cuts in the past year, Centeno … Read more
When water began receding from New Orleans in 2005, we learned that most New Orleans homeowners did not have flood insurance, as they were allegedly in “low-risk” areas. Rebuilding New Orleans will require more than 60% of homeowners to rely on their own savings and limited federal aid – at an incalculable cost to homeowners … Read more
If you were like me in your 20’s (or maybe you’re in your 20’s now) you had little use for health insurance. I remember thinking I’ll pay the $33 a week deduction from my paycheck just in case, but if they ever raise the price much more than that I’m not giving them another dime. … Read more
Everyone is a renter at some point in life. Some start early, while others start late. Approximately 111 million (111,000,000) Americans rented in 2016. Of this number about 9 million were people under the age of 30, while 27 million were people between the ages of 30 to 65. Even among elderly people, about 6 … Read more